U.S. Bank Business Triple Cash Rewards World Elite Mastercard
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 15 months from account opening date
At a glance
The U.S. Bank Business Cash Rewards World Elite Mastercard offers companies 3% cash back on everyday purchases, such as spending at gas stations, restaurants, or when buying office supplies. Cardholders also receive 1% cash back on all other purchases. New account holders also earn $500 cash back when they spend $4,500 on purchases in the first year.
Our review of the U.S. Bank Business Triple Cash Rewards World Elite Mastercard
If you’re a small to medium-sized company in search of a cash back rewards business card, the U.S. Bank Business Cash Rewards World Elite Mastercard may be the perfect fit for you. With no annual fees and a competitive APR, this card offers generous earnings for everyday business purchases. Cardholders receive 3% cash back on items like gas and office supplies, and 1% cash back on all other purchases.
New members can earn $500 cash back by spending just $4,500 in purchases within the first 150 days of opening their account. This introductory spend bonus lasts for five months, giving you more time to meet the minimum requirements compared to other similar cards in the market. The card also offers an annual bonus of 25% cash back on the prior year’s rewards, up to $250.
In addition to these rewards, cardholders enjoy an introductory 0% APR on purchases and balance transfers for 15 months. And with no expiration on cash back rewards or limits on the total amount earned, businesses have the flexibility to redeem rewards as they please. U.S. Bank also provides top-notch security features and 24/7 customer service, ensuring your company stays safe from fraudulent activity.
Overall, the U.S. Bank Business Cash Rewards World Elite Mastercard is a reliable choice for companies with excellent credit looking to earn cash back rewards. If you prefer cash back rewards and value an annual bonus for your loyalty, this card could be the perfect fit for your business. Other options to consider include Chase’s Ink Business Cash and Ink Business Unlimited cards, both of which offer excellent cash back rewards with no annual fee.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 25% annual bonus based on your cash rewards - up to $250
- No expiration on cash back earned or the total rewards you can earn
- 0% introductory APR for 15 months on purchases and balance transfers
- Earn 3% cash back on eligible gas station, office supply store, and cell phone/service provider purchases
Who this card may suit
- You want a cash back rewards card that offers solid rewards and an annual bonus
- You have excellent credit
- You want online card monitoring tools and extra employee cards at no added cost
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 15 months from account opening date |
| Regular Purchase APR | 19.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for the first 15 billing cycles for balances transferred within 30 days from account opening |
| Balance Transfer APR | 19.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | p to 3% of the transaction amount in U.S. dollars |
| Penalty APR | 29.99% |
| Late Payment Penalty Fee | $40 |
| Return Payment Penalty Fee | $40 |
| Over Limit Penalty Fee | Up to $39 |
| Minimum Deposit Required | N/A |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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U.S. Bank Business Triple Cash Rewards World Elite Mastercard
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