U.S. Bank Visa® Platinum Card
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Visa
- Intro purchase APR
- 0% for 21 months from account opening date
At a glance
The U.S. Bank Visa Platinum Card is designed to compete directly with BT heavyweights like the Chase Slate Edge and the Citi Simplicity® Card. The card comes with an array of 0% APR offers and more.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Get a 0% introductory APR on purchases and balance transfers for 21 billing cycles
- Receive coverage when pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card
- Detects and notifies you of any unusual card activity to help prevent fraud
- Get your TransUnion® Credit Score at no cost
Who this card may suit
- You want an excellent 0% intro APR for 21 months to get a hold of your personal finances
- You don’t want to pay an annual fee
- You don’t mind a card that isn’t a rewards credit card
- You're planning on making a significant purchase and want to pay off the balance over time
- You want to pay off existing credit card debt without interest
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 21 months from account opening date |
| Regular Purchase APR | 19.74% to 29.74% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 21 months on balances transferred within 60 days from account opening |
| Balance Transfer APR | 19.74% to 29.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 2% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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U.S. Bank Visa® Platinum Card
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