UNIFY Fixed-Rate Visa® Platinum Credit Card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Visa
- Intro purchase APR
- 5.49% 13.74% for 6 months from account opening date
At a glance
The UNIFY Fixed-Rate Visa® Platinum card is UNIFY Financial Credit Union’s most elite fixed-rate card, after its rewards card. It offers a high maximum credit limit and no annual fees. Cardholders also enjoy no fees on cash advances and foreign transactions. Furthermore, cardholders can take advantage of introductory interest rates on purchases and cash advances.
Our review of the UNIFY Fixed-Rate Visa® Platinum Credit Card
Are you looking for a credit card with no annual fee, no foreign transaction fees, and low introductory APR? Look no further than the UNIFY Fixed-Rate Visa® Platinum card. This credit card from UNIFY Financial Credit Union offers a variety of benefits and value for cardholders. Keep reading to learn more about this top-rated credit card option.
No Fees Means More Money in Your Pocket
With the UNIFY Fixed-Rate Visa® Platinum card, you can keep more money in your pocket. This credit card has no annual fee, no fees for cash advances or balance transfers, and no foreign transaction fees. Say goodbye to unnecessary fees and hello to extra savings with this credit union’s Platinum Visa®.
Low Introductory APR
New cardholders can take advantage of a reduced introductory APR on cash advances and purchases with the UNIFY Fixed-Rate Visa® Platinum card. This special rate is about four percentage points lower than the normal rate and applies for the first six months after opening an account. Plus, you can enjoy the same low introductory rate on balance transfers for 12 months. It’s a great way to save money while managing your finances.
Credit Limits
The UNIFY Fixed-Rate Visa® Platinum card offers one of the highest maximum credit limits at up to $50,000. While this is the maximum credit an applicant can receive, actual credit limits are determined based on creditworthiness.
Additional Cardholder Perks
In addition to no fees and low introductory APR, the UNIFY Fixed-Rate Visa® Platinum card offers additional perks for cardholders. From overdraft protection to Visa® benefits like warranty extensions and travel services, this credit card has you covered. Enjoy peace of mind knowing you have access to emergency assistance and extra protection when reserving a rental vehicle.
Should You Apply for the UNIFY Fixed-Rate Visa® Platinum Credit Card?
If you’re looking for a credit card with no fees, low introductory APR, and high credit limits, the UNIFY Fixed-Rate Visa® Platinum card is the perfect choice for you. While the rewards card may offer additional perks like rewards points and identity theft protection, the platinum card stands out with its low introductory APR on purchases and balance transfers.
Check out other UNIFY credit card offers to find the perfect card for your financial needs. Apply today and take control of your finances with UNIFY.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Low Introductory APR for purchases and balance transfers
- No fees on balance transfers and cash advances
- No foreign transaction fees
Who this card may suit
- You want a card with no annual fee
- You need a high credit limit
- You want to take advantage of low introductory APRs for purchases and balance transfers
- You don’t want to pay fees for foreign transactions or cash advances
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 5.49% 13.74% for 6 months from account opening date |
| Regular Purchase APR | 9.49% 17.74 variable based on creditworthiness |
| Intro Balance Transfer APR | 5.49% to 13.74% for 12 months from account opening date |
| Balance Transfer APR | 9.49% 17.74% variable based on creditworthiness |
| Cash Advance APR | 9.49% 17.74% variable based on creditworthiness |
| Late Payment Penalty Fee | Up to $25 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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UNIFY Fixed-Rate Visa® Platinum Credit Card
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