Union Plus Cash Rewards Card
- Annual fee
- None
- Recommended credit
- Excellent
- Card network
- Mastercard
- Intro purchase APR
- 0% for 12 months from account opening date
At a glance
The Union Plus Cash Rewards Card is an uncomplicated-yet-rewarding cash back card from the AFL-CIO and Capital One. Every purchase with the card earns 1.5% cash back, with no limit of the total number of rewards a cardholder can earn. The card also benefits from 0% intro APR for 12 months on purchases and balance transfers, enhanced union member rebates and discounts, and access to hardship grants – all for no annual fee.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- 0% introductory APR for the first 12 months after opening account
- Unlimited 1.5% cash back on all purchases
- $0 fraud liability
Who this card may suit
- You're planning a significant purchase but want to stagger paying it off
- You have existing balances you want to pay down over a year
- You prefer earning fixed-percentage cash back over fluctuating category
- You do't want to pay an annual fee
- You're an AFL-CIO affiliated union member with excellent credit
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 12 months from account opening date |
| Regular Purchase APR | 17.9% - 27.74% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months from account opening date |
| Balance Transfer APR | 17.9% - 27.74% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | 3% for the first 12 months; None after that |
| Cash Advance APR | 28.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each Cash Advance, whichever is greater |
| Late Payment Penalty Fee | Up to $38 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
Apply Now for Union Plus Cash Rewards Card (opens in a new tab)View issuer terms for Union Plus Cash Rewards Card (opens in a new tab)
Union Plus Cash Rewards Card
Apply Now for Union Plus Cash Rewards Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Chase Freedom Unlimited®
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth…
- Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards…
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from account opening date
Discover it® Chrome Gas & Restaurants
- 2% cash back at gas stations and restaurants on up to $1,000 per quarter
- 1% cash back on all other purchases
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from date of account opening
Blue Cash Preferred® Card from American Express
- Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Annual fee
- $0 for the first year. Then $95
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 12 months from account opening date