Valley Visa® Secured Card
- Annual fee
- None
- Recommended credit
- Poor
- Card network
- Visa
- Regular purchase APR
- 29.24% variable based on the Prime Rate
At a glance
The Valley Bank Visa Secured Card is ideal for anyone who is either building or re-building their credit history and wants a simple credit card that can aid in that journey. The card has no annual fee and you can set your own credit line via a refundable security deposit.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Flat-rate purchase and balance transfer APR
- Credit limit up to $5,000
- Ability to earn interest on the security deposit
- Visa protections and perks, such as extended warranty coverage
Who this card may suit
- Minimum Deposit Required:
- You're looking for a credit-building card with no annual fee
- You want convenience in the form of a mobile app where you can keep track of your account and make payments
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 29.24% variable based on the Prime Rate |
| Balance Transfer APR | 29.24% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
| Minimum Deposit Required | Up to $300 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit.
Apply Now for Valley Visa® Secured Card (opens in a new tab)View issuer terms for Valley Visa® Secured Card (opens in a new tab)
Valley Visa® Secured Card
Apply Now for Valley Visa® Secured Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Revvi Card
- Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
- Perfect credit not required • $300 credit limit (subject to available credit)
- Annual fee
- $75 1st year, $48 after*
- Recommended credit
- Poor / Fair
- Purchase APR
- 35.99%*
Surge® Platinum Mastercard®
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Annual fee
- The annual fee ranges from $75 - $125
- Recommended credit
- Fair / Poor
- Intro APR
- See website for details*
Mercury® Mastercard®
- Free access to FICO score
- Reports to the three main credit bureaus
- Annual fee
- $0 to $79
- Recommended credit
- Fair
- Purchase APR
- 29.99% variable based on the Prime Rate