VOILÀ Hotel Rewards Visa Signature®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 20.24% to 30.24% variable based on creditworthiness and the Prime Rate
At a glance
The VOILÀ Hotel Rewards Visa Signature® Card from Commerce Bank rewards boutique hotel aficionados with 5X points per $1 on eligible purchases and the prospects of an extra 50% more points after meeting a minimum spending requirement in the purchasing year.
Our review of the VOILÀ Hotel Rewards Visa Signature®
The VOILÀ Hotel Rewards Visa Signature® Card is a no-annual-fee hotel rewards card that offers significant value for a niche audience. This card, offered by Commerce Bank, rewards members of the VOILÀ Rewards loyalty program on stays with independent hotels worldwide – all without an annual fee.
VOILÀ Hotels
While VOILÀ may not be as well-known as other hospitality brands like Marriott or Hyatt, it offers its own level of luxury and excellent service. With over 800 properties in 80 countries, the VOILÀ portfolio is extensive and diverse. Whether you’re traveling for business or leisure, you’re likely to find a VOILÀ affiliate property nearby.
The VOILÀ program includes several boutique brands and individual-owned properties, such as Accra City Hotel, Hearthstone Hospitality, and Park Hotel. Members can also earn additional points with the LUXE Hotels Rewards Visa Signature® Card, which is part of the L.E. Hotels Rewards Program.
How to Earn Rewards
Similar to the LUXE Hotels Rewards Visa Card, the VOILÀ Hotel Rewards Visa Signature® Card earns 5X points per $1 spent on eligible stays at participating VOILÀ Hotels. Cardholders earn 1X points on all other purchases. Additionally, VOILÀ points never expire.
Members can increase their points-per-dollar tally by reaching higher membership tiers within the VOILÀ Rewards program. Silver members earn ten points per dollar spent on VOILÀ stays, while Gold members earn up to 17X points and Platinum members earn up to 20X points per eligible stay.
Credit Card Comparison
How does the VOILÀ credit card compare to cash back alternatives?
| Card | Annual Fee | Rewards | 0% Intro APR |
|---|---|---|---|
| VOILÀ Hotels Visa Signature® | None | Earn 5X points per $1 spent on VOILÀ Hotel brand stays, and 1X points on all other eligible purchases. | N/A |
| LUXE Hotels Visa Signature® | None | Earn 5X points per $1 spent on VOILÀ and LUXE Hotel brand stays, and 1X points on all other eligible purchases. | N/A |
Additional Benefits
In addition to earning points on stays, VOILÀ Hotel Rewards Visa Signature® Cardholders can benefit from a potential 50% increase in points after spending $10,000 on the card in a year. The card also offers a 20,000 bonus points introductory offer for new accounts that meet minimum spending requirements.
How to Redeem Rewards
Points earned with the VOILÀ Hotel Rewards Visa Signature® Card can be redeemed through the VOILÀ Rewards program for free nights at participating properties or gift cards with select partners. Cardholders also enjoy Visa Signature perks and protections, including zero fraud liability, emergency card replacement, and travel assistance.
Should You Apply for the VOILÀ Hotel Rewards Visa Signature® Card?
The VOILÀ Hotel Rewards Visa Signature® Card is a quality option for those who prefer independent and boutique hotels. With a diverse portfolio of over 800 properties worldwide, this card offers valuable rewards for loyal VOILÀ members. While it may not offer the same brand-specific perks as other hotel credit cards, its no-annual-fee structure and niche audience make it a worthwhile choice for those who appreciate luxury and charm in their travel experiences.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- 5X points at participating VOILÀ Hotels
- 1X points on all other purchases
- 50% additional points with VOILÀ stays after spending $10,000 in a purchasing year
Who this card may suit
- You prefer to stay with boutique and smaller hotel chains on their travels
- You spend more than $10,000 per year with VOILÀ Hotels
- You don’t want to pay an annual fee on a credit card
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 20.24% to 30.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.24% to 30.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 30.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each advance, whichever is greater |
| Foreign Transaction Fee | 1% of each transaction in U.S.dollars; 2% of each transaction in foreign currencies |
| Penalty APR | 32.24% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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VOILÀ Hotel Rewards Visa Signature®
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