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Walmart MoneyCard® card

Walmart MoneyCard®: Earn Up to 3% Cash Back & More

Annual fee
None. $5.94 monthly fee
Recommended credit
No Credit Required
Card network
Mastercard
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Walmart MoneyCard® is a debit card from Walmart that offers cash back rewards on select purchases, access to a full selection of checking and savings features, and more.

Our review of the Walmart MoneyCard®

Looking for a credit card expert’s opinion on the Walmart MoneyCard®? You’ve come to the right place. In this in-depth review, we’ll break down everything you need to know about this popular prepaid card from Walmart.

The Walmart MoneyCard® is a prepaid card that can be used like a credit card for online purchases, bill payments, and more. It’s a great option for those who want the convenience of a credit card without the risk of overspending. With no credit check required, the Walmart MoneyCard® is accessible to almost anyone.

One of the biggest advantages of the Walmart MoneyCard® is its low fees. There are no activation fees, no overdraft fees, and no minimum balance requirements. Plus, you can reload your card for free at any Walmart store or through direct deposit.

Another benefit of the Walmart MoneyCard® is its wide acceptance. You can use it at millions of locations worldwide, making it a convenient option for everyday purchases.

Overall, the Walmart MoneyCard® is a solid choice for those looking for a convenient and affordable prepaid card. With its low fees and wide acceptance, it’s a great option for anyone looking to manage their finances effectively.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
  • *Please see site for full terms and conditions.

Who this card may suit

  • You frequently shop at Walmart
  • You frequently purchase gasoline at eligible Walmart stores
  • You get your groceries delivered from Walmart
  • You want a small savings account that earns up to 2% APY
  • You plan to add accounts for family members

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone. $5.94 monthly fee
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Minimum Deposit RequiredSee issuer terms

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Limited or No Credit.

Apply Now for Walmart MoneyCard® (opens in a new tab)View issuer terms for Walmart MoneyCard® (opens in a new tab)

Walmart MoneyCard®

Apply Now for Walmart MoneyCard® (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date