Webster Visa® Business Cash Preferred Card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
The Webster Visa® Business Cash Preferred Card is a cash back credit card designed for business owners who want to earn rewards from everyday business purchases. Between cash back rewards and the lack of an annual fee, the card allows owners to grow their company with ease and minimal costs.
Our review of the Webster Visa® Business Cash Preferred Card
If you’re looking for a straightforward business rewards credit card, the Visa® Business Real Rewards Card from Webster Bank may be the right choice for you. With no confusing point tiers and a simple earning structure of 1.5 points for every dollar spent, this card makes earning rewards easy.
Unlike other rewards cards that may require specific types of purchases to earn higher points, the Webster Visa® Business Real Rewards Card allows you to earn the same points on all purchases. This means you can earn points on the purchases that are essential to running your business.
New cardholders can also take advantage of a 2,500 point bonus with no spending requirement after signing up, as well as no annual fee. Plus, you can enjoy 0% interest for six months on purchases and balance transfers, giving you some breathing room to pay off important expenses without accruing extra charges.
Overall, the Webster Visa® Business Real Rewards Card is a solid option for business owners who want to earn rewards without the hassle of complicated earning structures or high annual fees. Consider this card if you’re looking for a straightforward rewards program that aligns with your business needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 3% cash back on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services
- 2% cash back on restaurant and gas station eligible net purchases
- 1% cash back on all other eligible net purchases
- Earn unlimited cash back that does not expire for five years
- Special cash back bonus of $25 after first purchase
- 0% introductory APR on purchases and balance transfers for the first six months of account opening
Who this card may suit
- You own or operate a business
- You want to earn up to 3% cash back for all eligible purchases for your business
- You would like a credit card that does not charge an annual fee
- You will take advantage of an introductory APR offer by making a large business purchase with your new card, or by transferring a balance to pay down existing debt interest-free
- You want free employee cards that have individual credit limits and earn rewards that accrue to the accountholder’s total
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 19.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 19.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | Up to 3% of the transaction amount in U.S. dollars |
| Penalty APR | 32.49% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $39 |
| Return Payment Penalty Fee | $35 |
| Over Limit Penalty Fee | $39 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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Webster Visa® Business Cash Preferred Card
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