Wyndham Rewards Earner® Card
- Annual fee
- $0
- Recommended credit
- Excellent
- Card network
- Visa
- Intro purchase APR
- 0% for 12 months after account opening or 0% for 6 months (after purchase date) on…
At a glance
The Wyndham Rewards Earner® Card is a no-annual-fee hotel card that earns solid points and offers some nice perks. The card, from Barclays, features complimentary GOLD status in the Wyndham Rewards program, two 0% intro APR offers (on balance transfers and Timeshare purchases), and much more.
Our review of the Wyndham Rewards Earner® Card
The Wyndham Rewards Earner® Card is a top-tier hotel rewards credit card with no annual fee. This card offers significant savings on gas purchases, a generous signup bonus, and more.
How to Earn Rewards
As a co-branded card with Wyndham, the Earner® Visa earns points towards the Wyndham Rewards loyalty program. Cardholders earn points as follows:
- 5X points per $1 on eligible purchases at Hotels by Wyndham or on qualifying gas station purchases
- 2X points per $1 on eligible dining and groceries (excluding Target and Walmart)
- 1X points per $1 on all other purchases (excluding Wyndham Vacation Club down payments)
With Wyndham Rewards points typically valued at around one cent, the gas and hotel purchase categories are worth five cents each. This valuation is ideal for frequent travelers and those who spend heavily on gas.
Introductory and Annual Bonus Points Offers
New cardholders can earn 30,000 bonus points after spending $1,000 within the first 90 days of account opening. Additionally, cardholders can earn 7,500 bonus points each anniversary year by spending $15,000 on eligible purchases.
While the initial signup bonus is attractive, the anniversary bonus may not be worth the effort of spending $15,000.
How to Redeem Rewards
Redeeming rewards points through the Wyndham Rewards program is simple. Free nights start at 7,500 points and go up to 30,000 points, depending on the property and time of stay. Cardholders can also transfer points to over a dozen other loyalty programs or redeem for discounts at Marathon gas stations, gift cards, and more.
Which Wyndham Earner Credit Card is Right for You?
Not sure which Wyndham Rewards credit card is best for you? Here’s a comparison of the Wyndham Earner® Card, Wyndham Earner® Plus, and Capital One® Savor®:
| Card | Annual Fee | Rewards |
|---|---|---|
| Wyndham Earner® | None | 5X on Wyndham stays and gas, 2X on dining and groceries, 1X on all else |
| Wyndham Earner® Plus | $75 | 6X on Wyndham stays and gas, 4X on dining and groceries, 1X on all else |
| Capital One® Savor® | $95 | 4% back on dining, entertainment, 3% on groceries, 1% on all else |
Both Wyndham cards offer elite tier status, with GOLD being the first tier beyond Blue. GOLD status includes perks like free Wi-Fi, late checkout, and more.
Other Card Features
The Wyndham Rewards Earner® Card also includes:
- No foreign transaction fees
- Special cardmember discount rates when booking with Wyndham
- EMV chip technology for contactless payments
Cardholders also enjoy Visa Signature benefits, including zero fraud liability, emergency card replacement, and more.
Overall, the Wyndham Rewards Earner® Card is a solid choice for travelers who want to earn rewards on their everyday purchases and enjoy benefits like free nights and elite status.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 30,000 bonus points, enough for up to 4 free nights after spending $1,000 on purchases in the first 90 days
- Earn 5X points on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases
- Earn 2X points on eligible dining and grocery store purchases (excluding Target® and Walmart®)
- Earn 1X points on all other purchases (excluding Wyndham Vacation Club down payments)
- Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like free WiFi, preferred room selection, late checkout, and more Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases – that's enough for up to one free night every year Redeem 10% fewer Wyndham Rewards points for go free® awards, and earn your free nights faster
- Wyndham Rewards Earner Cardmembers can save even more on our Best Available Rate for stays at participating Hotels by Wyndham There is no limit to the number of points you can earn
- Redeem points you've earned for online shopping, discounts on gas, local tours and activities, gift cards, and so much more
Who this card may suit
- You're already a member of the Wyndham Rewards loyalty program
- You frequently stay at any of Wyndham’s 20+ brands
- You use a credit card to spend frequently on gas, dining, or groceries
- You do't want to pay an annual fee
- You don’t want to be concerned about foreign transaction fees when shopping abroad
Rates, fees and terms
| Annual Fee | $0 |
|---|---|
| Intro Purchase APR | 0% for 12 months after account opening or 0% for 6 months (after purchase date) on Wyndham Timeshare purchases |
| Regular Purchase APR | 20.99%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.99%, 25.24% or 30.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 30.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 0% of each transaction in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 (the amount of the fee varies by state) |
| Return Payment Penalty Fee | Up to $40 (the amount of the fee varies by state) |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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Wyndham Rewards Earner® Card
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