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Yotta Debit Card card

Yotta Debit Card

Annual fee
None
Recommended credit
No Credit Required
Card network
Mastercard
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

With the Yotta Debit Card, you can be a winner. It can help you save money the fun way, with prizes and sweepstakes. The card operates like any other debit card except with winning potential and no fees. Earn 10% of your purchases back in the form of tickets for prize sweepstakes, with prizes ranging from 10 cents to $10 million. Additionally, with every debit card swipe, you get a chance to win a paid purchase by Yotta.

Our review of the Yotta Debit Card

Are you looking for a reliable debit card that offers great benefits and rewards? Look no further than the Yotta Debit Card. In this in-depth review, we will cover everything you need to know about the Yotta Debit Card, from its key features to how it compares to other debit cards on the market.

Key Features of the Yotta Debit Card:

  • High cashback rewards on everyday purchases
  • No monthly fees or minimum balance requirements
  • Easy to use mobile app for managing your account
  • Round-up feature that helps you save money effortlessly
  • FDIC insured for up to $250,000

How Does the Yotta Debit Card Compare to Other Debit Cards?

When compared to other debit cards, the Yotta Debit Card stands out for its generous cashback rewards and unique savings features. With no monthly fees and a user-friendly mobile app, it’s a great option for those looking to maximize their savings while enjoying the convenience of a debit card.

Final Verdict: Overall, the Yotta Debit Card is a solid choice for anyone looking to earn cashback rewards on their everyday purchases. With its innovative savings features and no monthly fees, it’s a great option for those who want to get the most out of their debit card. Whether you’re a seasoned pro or new to the world of debit cards, the Yotta Debit Card is definitely worth considering.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Win up to $10M every week saving money in an FDIC-insured account with a base savings reward of 0.20% APY
  • The only debit card that could literally make someone a millionaire including odds up to 1 in 100 Yotta will cover your entire purchase
  • Earn 10% of your purchase amount back in the form of tickets into the following week's sweepstakes
  • Get paid up to 2 days early when you use your Yotta account as your direct deposit/paycheck destination
  • Direct deposit users also receive 1-in-150 Lucky Swipe odds
  • Every paycheck earns 5% extra bonus tickets

Who this card may suit

  • You're a fan of using mobile banking
  • You're looking to open an FDIC-insured savings account
  • You're interested in getting direct deposit two days in advance
  • You want to use your debit card abroad with no fees or hassles
  • You would enjoy prize drawings and sweepstakes as a benefit
  • You would like a chance to win paid-for purchases with Lucky Swipes

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Limited or No Credit.

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Yotta Debit Card

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date