Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
AARP® Travel Rewards Mastercard® from Barclays card

AARP® Travel Rewards Mastercard® from Barclays

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent
Card network
Mastercard
Regular purchase APR
21.99%, 25.99% or 30.99% variable based on creditworthiness and the Prime Rate
Apply Now for AARP® Travel Rewards Mastercard® from Barclays (opens in a new tab)Compare this card
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The AARP® Travel Rewards Mastercard® from Barclays is a versatile rewards credit card for individuals over the age of 50. The card offers up to 3% cash back on travel purchases and features no foreign transaction fees, an introductory APR offer, and no annual fee.

Our review of the AARP® Travel Rewards Mastercard® from Barclays

The AARP® Travel Rewards Mastercard® from Barclays is a top-rated travel rewards credit card perfect for seniors looking to save while exploring the world or dining out. With no annual fee, this card offers competitive cash back rewards in popular travel and dining categories.

How to Earn Rewards

Similar to other travel cards, the AARP® Travel Rewards Card lets cardholders earn 3% cash back on airfare, hotel stays, and car rentals, as well as 2% back on dining purchases. All other purchases earn a solid 1% back, making this card a versatile tool for everyday spending.

How to Redeem Rewards

Redeeming cash back with the AARP® Travel Rewards Mastercard® from Barclays is simple. Cardholders can easily visit BarclaysUS.com to choose from various award options, including airfare, hotel stays, cash back as statement credits, or deposits into linked external bank accounts. Additionally, rewards can be used to pay for AARP membership dues, starting at $16.

Introductory APR Offer on Balance Transfers

New accounts can take advantage of a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. While the regular APR after the promotional period is competitive, it may not stand out compared to other similar cards. However, the 15-month promotional period provides ample time to pay off existing credit card balances without accruing interest charges.

Special AARP Charitable Contributions

Barclays contributes $10 to the AARP Foundation for every new account opened, along with 1% of eligible purchases made with the card. Other notable features include no annual fee, Mastercard $0 Fraud Liability Protection, Mastercard ID Theft Protection, and Global Services emergency assistance access.

Should You Apply for the AARP® Travel Rewards Mastercard® from Barclays?

The AARP® Travel Rewards Mastercard® from Barclays is an excellent choice for active AARP members seeking rewards on their everyday purchases. With competitive cash back rates in travel and dining categories, as well as no foreign transaction fees, this card offers great value for seniors looking to maximize their rewards. Overall, this card is a solid option for AARP members in search of a quality rewards credit card.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • No foreign transaction fees
  • Earn 3% cash back on travel purchases and 2% back on restaurant purchases
  • 0% introductory APR on balance transfers for 15 months from account opening date

Who this card may suit

  • You are a new or existing AARP member
  • You prefer a travel card over everyday cash back rewards
  • You have an existing credit card balance that you want to pay down at a lower interest rate
  • You prefer a credit card without an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR21.99%, 25.99% or 30.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 15 months from account opening date
Balance Transfer APR21.99%, 25.99% or 30.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR31.49% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Late Payment Penalty FeeUp to $39
Return Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.

Apply Now for AARP® Travel Rewards Mastercard® from Barclays (opens in a new tab)View issuer terms for AARP® Travel Rewards Mastercard® from Barclays (opens in a new tab)

AARP® Travel Rewards Mastercard® from Barclays

Apply Now for AARP® Travel Rewards Mastercard® from Barclays (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards