American Express® Green Card
- Annual fee
- $150
- Recommended credit
- Excellent
- Card network
- American Express
- Regular purchase APR
- See Pay Over Time APR
At a glance
The American Express® Green Card is a solid rewards card for those who frequently travel or dine out. The card earns triple points for every dollar spent on many travel and transit expenses (such as flights, hotels, taxis, rideshares, and more) as well as on restaurant purchases. For every other dollar spent, the Green Card earns a single point. Points are applicable to a wide array of redemptions, including travel, purchases with major retailers, and more.
Our review of the American Express® Green Card
If you’re in search of a straightforward credit card that simplifies earning points on travel bookings, look no further than the American Express® Green Card. With an annual fee of $150 and zero foreign transaction fees, this card is a solid choice for those who value travel perks.
Who Can Benefit from the American Express Green Card?
The American Express® Green Card caters to individuals seeking a prestigious credit card with a variety of benefits. Whether you travel occasionally or enjoy dining out, this card offers something for everyone. Ideal for those who travel a few times per year and desire an enhanced travel experience, thanks to travel insurance, purchase protections, statement credits for lounge access, and CLEAR security fast pass.
Welcome Offer
New cardholders can earn 40,000 Membership Rewards® points by spending $3,000 on purchases within the first 90 days of opening an account.
Earning Rewards
Cardholders can earn 3X Membership Rewards® points on travel and dining worldwide, along with 1X points on other eligible purchases. Eligible travel categories include flights, hotel stays, mass transit, taxis, timeshares, and tours.
Redeeming Membership Rewards
American Express Membership Rewards® provides members with points that can be used for various perks, such as gift cards, flights, and more. Membership Rewards have an average value of $0.01, but transferring points to partners can increase their value. Partners include AeroMexico, Emirates, British Airways, and more.
Limited Lounge Access
Cardholders can enjoy a $100 LoungeBuddy statement credit and up to $189 per year in CLEAR statement credits when using their American Express® Green Card. CLEAR offers expedited security access at airports and stadiums across the U.S.
Other Card Benefits
Additional perks include car rental insurance, baggage insurance, roadside assistance, and 24/7 support services. The card also provides cell phone protection, purchase protection, and extended warranty coverage for select items.
Chase Sapphire Preferred
- Annual Fee: $95
- Rewards Rate: Earn 5X on travel, 3X on dining, and more
- Credits: $50 hotel, $9.99/month Postmates, $240 (dining/ Uber Eats)
Capital One® Savor® Rewards
- Annual Fee: $95
- Rewards Rate: Earn unlimited 4% back on dining & entertainment
- Credits: N/A
American Express® Gold Card
- Annual Fee: $250
- Rewards Rate: Earn 4X points at restaurants and supermarkets
- Credits: Up to $240 (dining/ Uber Eats)
The Platinum Card® from American Express®
- Annual Fee: $695
- Rewards Rate: Earn 5X points on flights and hotels
- Statement Credits: Up to $1500
American Express® Gold Card
- Annual Fee: $250
- Rewards Rate: Earn 4X points at restaurants and supermarkets
- Statement Credits: Up to $240
American Express® Green Card
- Annual Fee: $150
- Rewards Rate: Earn 3X points on dining and travel
- Statement Credits: $100
What We Like About the Green Card
The American Express® Green Card offers a balance of rewards and benefits at a reasonable annual fee. With solid points earning potential on dining and travel, plus perks like lounge access and CLEAR credits, this card is a great entry-level option for those seeking a travel-focused card.
Things to Consider
While the annual fee is lower than premium Amex cards, it may still be high for some. If you don’t utilize the statement credits, the value of the card may not be as significant compared to other options with lower fees.
Should You Apply for the American Express® Green Card?
Overall, the American Express Green Card is a worthwhile addition to the Amex lineup for those who value travel perks. With triple points on travel and dining, statement credits for lounge access and security, and a modest annual fee, this card offers excellent value for the price. If you’re considering other cards with similar fees, the Chase Sapphire Preferred and Citi Premier® Card are also worth exploring.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 40,000 Membership Rewards® points after you spend $3,000 on purchases on your new Card in your first 3 months.
- Earn 3X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
- Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
- Earn up to $189 in annual statement credits to help you get through security faster with CLEAR®.
- Earn up to $100 in annual statement credits to access 750+ airport lounges globally through LoungeBuddy.
- No Foreign Transaction Fees.
- $150 Annual Fee.
Who this card may suit
- You want to earn triple points on flights, hotels, taxis, mass transit, tours, rideshares, and more
- You also want to earn triple points when dining out along with takeout and delivery, as well as single points on all other purchases
- You travel often, and can make best use of $100 in statement credits for both lounge access and CLEAR security fast-pass
- You don’t mind paying $150 in annual fees
Rates, fees and terms
| Annual Fee | $150 |
|---|---|
| Regular Purchase APR | See Pay Over Time APR |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Penalty APR | 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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