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NASCAR® American Express® Card card

NASCAR® American Express® Card

Annual fee
$0 or $39
Recommended credit
Excellent / Good / Fair
Card network
American Express
Regular purchase APR
28.99% variable based on the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The NASCAR® American Express® Card from Credit One is a basic cash back card with a stock car flair. The card earns 1% back on eligible purchases, with additional NASCAR perks like store discounts and free access to Scanner on Desktop or within the NASCAR® mobile app for the 2022 race season. The card is open to those rebuilding their credit scores, as well as to individuals with good to excellent scores, meaning it is designed with almost every NASCAR fan in mind.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 1% cash back on eligible purchases
  • Receive exclusive offers and discounts from NASCAR
  • Enjoy free access to Scanner on Desktop or within the NASCAR® mobile app for the 2022 race season

Who this card may suit

  • You're rebuilding your credit and want to earn cash back rewards
  • You frequently make purchases at the NASCAR Shop
  • You're a huge motor racing fa

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$0 or $39
Regular Purchase APR28.99% variable based on the Prime Rate
Cash Advance APR28.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each Cash Advance, whichever is greater, or $10 or 5% of each Cash Advance, whichever is greater
Foreign Transaction FeeEither $1 or 3% of each purchase in U.S. dollars, whichever is greater
Late Payment Penalty FeeUp to $39
Return Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit Fair Credit.

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NASCAR® American Express® Card

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You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date