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Amex EveryDay® Preferred Credit Card card

Amex EveryDay® Preferred Credit Card

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
$95
Recommended credit
Excellent / Good
Card network
American Express
Intro purchase APR
0% for 12 months from account opening date
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Amex EveryDay® Preferred Credit Card touts 3X points at U.S .supermarkets on up to $6,000 per year in purchases, 2X points at U.S. gas stations and 1X points on other eligible purchases. Plus, when you make 30 or more purchases with your card in a billing period, you’ll earn 50% more points on those purchases (minus returns and credits).

Our review of the Amex EveryDay® Preferred Credit Card

If you are someone who frequently spends a significant amount on gasoline and groceries, the Amex EveryDay® Preferred Credit Card is a top-tier rewards card to consider, despite its $95 annual fee.

Who Can Benefit from the EveryDay Preferred Card?

The Amex EveryDay® Preferred Credit Card offers a plethora of benefits and features that cater to a wide range of consumers. Whether you are looking to earn rewards, redeem them for travel or other expenses, or simply want a card with low fees and competitive APRs, this card has got you covered.

Eligibility

American Express credit cards are designed for applicants with a solid credit history. To apply for the EveryDay Preferred Card, you need to have a good or excellent credit score.

Pre-Qualify

One unique feature of the EveryDay Preferred card is that you can pre-qualify before applying. Simply provide basic account information, such as the last four digits of your Social Security Number, to see if you are a good fit for the card without any impact on your credit score.

Welcome Offer

New EveryDay Preferred Card accounts receive a welcome offer of 15,000 Membership Rewards® points after spending $1,000 on purchases within the first three months of opening the account. This bonus offer is 5,000 points higher than the no annual fee EveryDay Card.

Earn Up to 3X

  • 3X points at U.S. supermarkets on up to $6,000 per year in purchases
  • 2X points at U.S. gas stations
  • 1X points on all other purchases

Earn 50% More Rewards

Making 30 or more purchases with your Amex EveryDay® Preferred Credit Card in a billing period earns you 50% extra points on those purchases.

How to Redeem Rewards

The Amex EveryDay® Preferred card’s versatile points collection allows members to use their rewards in various ways. Cardholders can transfer points to frequent traveler programs, pay for travel, redeem points for rewards from leading brands, or use points towards eligible card purchases.

American Express Transfer Partners

  • AeroMexico (Club Premier)
  • Avianca (LifeMiles)
  • Emirates (Skywards)
  • Air Canada (Aeroplan)
  • British Airways (Executive Club)
  • Etihad (Guest)
  • And many more

## Intro APR Benefit

New accounts with the Amex EveryDay Preferred credit card enjoy a 0% introductory APR on balance transfers for the first 12 months.

## American Express Benefits

The Amex EveryDay® Preferred card provides extensive protections, including Purchase Protection, additional warranty coverage, fraud protection, and complimentary membership with ShopRunner for free 2-day shipping.

## Comparison

EveryDay Credit CardEveryDay Preferred
Earn 2X points per $1 at supermarkets (up to $6,000) and 1X on all other purchasesEarn 3X points per $1 at supermarkets (up to $6,000) and 1X on all other purchases
Best perk: Earn 20% extra points when you make 20+ purchases in a billing periodBest perk: Earn 50% more points when you make 30+ purchases with your Card in a billing period
No annual fee$95 annual fee

## What We Like About the Card

  • 50% More Value: Earn 50% extra points on purchases by making 30 or more transactions in a billing cycle.
  • Membership Rewards: Redeem points for travel, merchandise, gift cards, statement credits, or transfer to airline or hotel partners.

## Things to Consider

  • Annual Fee: The $95 annual fee may not be worth it for everyone, especially compared to the no annual fee EveryDay credit card.

## Should You Apply for the Amex EveryDay® Preferred Credit Card?

If you are undecided about the Amex EveryDay Preferred Credit Card, consider weighing the benefits against the annual fee and interest rates to determine if it aligns with your financial goals. Alternatively, you may want to explore the EveryDay Credit Card or the Citi Premier® Card for other credit card options.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 3X points per $1 at supermarkets (up to $6,000)
  • 2X points per $1 at gas stations
  • 1X points per $1 on other eligible purchases
  • Earn 50% more points when you make 30+ purchases with your Card in a billing period
  • 0% APR on purchases and balance transfers for 12 months

Who this card may suit

  • You want 3X points at U.S. supermarkets on up to $6,000 per year in purchases, 2X points at U.S. gas stations and 1X points on all other purchases
  • You will spend $1,000 within the first three months of the account opening in order to earn 15,000 Membership Rewards® points welcome offer
  • You're likely to make 30 or more purchases with your card in a billing period to earn a massive 50% extra points on those purchases

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$95
Intro Purchase APR0% for 12 months from account opening date
Regular Purchase APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee2.7% of the transaction amount in U.S. dollars
Penalty APR29.99% variable based on the Prime Rate
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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