Aspiration Zero Credit Card
- Annual fee
- $60
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 6.40% to 26% variable based on creditworthiness and the Prime Rate
At a glance
The Aspiration Zero Mastercard is a fintech credit card that strives for carbon neutrality. Like the Aspiration Debit Card, the Zero offers the chance of cash back rewards and tree planting for every purchase made – for a $60 annual fee.
Our review of the Aspiration Zero Credit Card
The Aspiration Zero credit card stands out from the rest with its unique approach to reducing carbon footprint. This credit card functions just like any other, but with a green twist.
For every purchase made with the Aspiration Zero card, a tree is planted. By making daily purchases, cardholders can work towards achieving carbon-neutral status. Once carbon-neutral status is reached, cardholders can enjoy 1% cash back on all purchases, which is paid out every eligible month.
If you’re looking for a credit card that not only offers rewards but also helps the environment, the Aspiration Zero credit card is worth considering. Start making a positive impact today with the Aspiration Zero credit card.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Plant a tree with every purchase
- Reach carbon neutral and earn 1% cash back for every purchase in that billing period
- Sustainable card design, made with plant-based materials
Who this card may suit
- You are passionate about saving the planet
- You want to plant a tree with every eligible card purchase
- You plan on using this card often for all types of purchases
Rates, fees and terms
| Annual Fee | $60 |
|---|---|
| Regular Purchase APR | 6.40% to 26% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 16.40% to 26% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 23% to 26.00% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 2% of each transaction in U.S. dollars |
| Late Payment Penalty Fee | Up to $10 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Aspiration Zero Credit Card
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