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Sony Visa® card

Sony Visa®

    Annual fee
    None
    Recommended credit
    Good / Fair
    Card network
    Visa
    Regular purchase APR
    19.24%, 25.24%, or 27.99% variable based on creditworthiness and the Prime Rate
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Sony® Visa® Credit Card is a retail rewards card from Comenity Bank. This no annual fee retail card provides plenty of points for Sony aficionados but comes up short when redeeming rewards.

    Our review of the Sony Visa®

    If you’re a fan of Sony products and entertainment, the Sony Visa® Credit Card from Comenity Bank is a must-have. This retail card comes with no annual fee and offers a generous welcome bonus, lucrative rewards on purchases, exclusive offers, and more.

    Introductory Offer

    New cardholders can earn $100 in statement credit when they spend $500 within 60 days of opening their account. That’s like getting 20X points or 20% cash back on your first $500 in purchases – a great deal for a small spend.

    How to Earn Rewards

    With the Sony Visa, you can earn 5X points on entertainment purchases, shopping at Sony stores or authorized retailers, 2X points on rideshares and internet/cable bills, and 1X points on all other purchases. This means you can rack up Sony Rewards points quickly just by using your card for everyday expenses.

    How to Redeem Rewards

    Once you’ve accumulated enough points, you can redeem them for a variety of rewards through the Sony Catalog. From movies and games to electronics and exclusive experiences, there’s something for everyone. While some rewards may not offer the best value, there are plenty of options to choose from.

    Store Card Option for Those Who Don’t Qualify

    If you don’t qualify for the Visa version of the card, you may be approved for the Sony® Credit Card, a store card that can only be used at Sony or PlayStation stores. While you won’t earn bonus rewards on non-Sony purchases with the store card, you can still enjoy the same benefits and welcome bonus as the Visa card.

    Other Card Features

    In addition to its rewards program, the Sony Visa offers instant credit line access, Zero Fraud Liability, EMV chip technology, and Visa security protections and benefits. You can also take advantage of services like Cardholder Inquiry, Emergency Card Replacement, Roadside Dispatch, and more.

    Should You Apply for the Sony® Visa® Credit Card?

    Overall, the Sony® Visa® Credit Card is a solid choice for Sony fans who want to earn rewards on their purchases. While redemption options may vary in value, the card offers a range of benefits and features that make it worth considering. If you’re a gamer or entertainment enthusiast, this card could be a great addition to your wallet.

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • No annual fee
    • Earn 5X points on entertainment and Sony purchases with Sony or eligible 3rd-party retailers
    • Earn 2X points on dining and rideshares
    • Earn 1 point per $1 spent on all other purchases

    Who this card may suit

    • You love everything Sony - from movies, to electronics, to the PlayStation gaming ecosystem
    • You prefer to redeem rewards to a rewards catalog
    • You want a stylish card that shows your love for your favorite game or series
    • You don’t want to pay an annual fee

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual FeeNone
    Regular Purchase APR19.24%, 25.24%, or 27.99% variable based on creditworthiness and the Prime Rate
    Balance Transfer APR26.99% variable based on the Prime Rate
    Balance Transfer Transaction Fee: Either $10 or % of the amount of each transfer, whichever is greater
    Cash Advance APR28.99% variable based on the Prime Rate
    Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
    Foreign Transaction FeeUp to 3% of the transaction amount in U.S. dollars
    Late Payment Penalty FeeUp to $41
    Return Payment Penalty FeeUp to $41

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.

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    Sony Visa®

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    Annual fee
    None
    Recommended credit
    Fair / No Credit Required
    Intro APR
    0% for 6 months from date of account opening date