Assent Platinum 0% Intro Rate Mastercard Secured Credit Card
- Annual fee
- $49
- Recommended credit
- Poor / No Credit Required
- Card network
- Mastercard
- Regular purchase APR
- 29.24% variable based on the Prime Rate
At a glance
The Assent Platinum 0% Intro Rate Mastercard Secured Card offers a slew of great features not typically found with secured cards. Cardholders enjoy six months of zero interest on purchases with an exceptionally low APR after that. Add to that the features and protections of a full-fledged Mastercard and regular reporting to the major credit bureaus, and you have a versatile tool for building credit.
Our review of the Assent Platinum 0% Intro Rate Mastercard Secured Credit Card
When it comes to secured credit cards, the Assent Platinum 0% Intro Rate Mastercard stands out from the crowd. Offering a rare 0% introductory APR on purchases for six months, this card is a game-changer for those looking to build or improve their credit.
0% Intro APR
The Assent Platinum Mastercard sets itself apart by providing a 0% intro APR on purchases for six months. This introductory offer is a unique feature that can save cardholders money on interest charges.
Excellent Everyday APR
After the initial six months, cardholders can enjoy a low standard interest rate that is significantly lower than the national average. With an APR just above double digits, Assent cardholders benefit from a rate that is one-third lower than the average secured card APR.
Great for Building Credit
Building credit can be challenging, but the Assent Platinum Mastercard makes it easier. By reporting to major credit bureaus every month, this card helps users improve their credit score with on-time payments and responsible credit utilization.
Refundable Security Deposit
Secured credit cards require a security deposit, and the Assent Platinum Mastercard is no exception. With a minimum deposit of $200 and a maximum of $2,000, cardholders can increase their credit limit over time. Plus, they can get their full deposit back when closing their account in good standing.
Full-Feature Mastercard
Despite being a secured card, the Assent Platinum Mastercard functions like any other Mastercard product. Cardholders can use it worldwide for various transactions and enjoy the same protections as other Mastercard users, including Zero Liability Protection and ID Theft Protection.
Overall, the Assent Platinum 0% Intro Rate Mastercard Secured Credit Card is an exceptional choice for those looking to establish or rebuild their credit. With its competitive rates, credit-building features, and full Mastercard benefits, this card is a valuable tool for financial success.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Full-Feature Platinum Mastercard* Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Good for Car Rental, Hotels: Anywhere Credit Cards Are Accepted!
- 24/7 Online Access to Your Account
- Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
- Nationwide program; available in all 50 US states *See Card Terms
Who this card may suit
- You have poor credit, limited credit, or no credit history at all
- You want a card that reports to the three major credit bureaus regularly
- You want 24/7 online access to your card account
- You have at least $200 for a refundable deposit
- You want both 0% intro APR on purchases and a great low rate after that
Rates, fees and terms
| Annual Fee | $49 |
|---|---|
| Regular Purchase APR | 29.24% variable based on the Prime Rate |
| Cash Advance APR | 29.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $30 |
| Minimum Deposit Required | $200 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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Assent Platinum 0% Intro Rate Mastercard Secured Credit Card
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