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AT&T Points Plus Card from Citi card

AT&T Points Plus Card from Citi

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Regular purchase APR
20.99% to 28.99% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The AT&T Points Plus Card from Citi entices commuters, grocery shoppers, and frequent AT&T customers with up to 3X points earned on purchases with no annual fee.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • $100 statement credit after spending $1,000 in the first 3 months
  • $20 statement credit every billing cycle you spend $1,000+ on your AT&T Points Plus Card (that's up to $240 a year!) for AT&T Wireless customers.
  • 3X ThankYou Points on gas; 2X points on groceries; 1X on all other purchases
  • No annual fee

Who this card may suit

  • You frequently shop at AT&T or use AT&T as a service provider
  • You want flexible redeeming options for your accumulated points
  • You want to earn rewards when you pay your bill from AT&T
  • You don’t want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR20.99% to 28.99% variable based on creditworthiness and the Prime Rate
Balance Transfer APR20.99% to 28.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Feeeither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction Feeeither $5 or 5% of the amount of each transfer, whichever is greater
Foreign Transaction Fee3% of each purchase transaction in US dollars
Penalty APRUp to 29.99%
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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AT&T Points Plus Card from Citi

Apply Now for AT&T Points Plus Card from Citi (opens in a new tab)

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