Bank of America® Customized Cash Rewards Secured Card
- Annual fee
- None
- Recommended credit
- Poor / No Credit Required
- Card network
- Visa
- Regular purchase APR
- 28.24% variable based on the Prime Rate
At a glance
The Bank of America® Customized Cash Rewards Secured Card is a cash back rewards and secured credit card that provides up to 3% cash back on purchases for no annual fee.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 3% cash back in the category of your choice: gas and EV charging, online shopping, cable, phone, and internet plans, select streaming, dining, travel, drug stores, or home improvement/furnishings
- 2% cash back at grocery stores and wholesale clubs
- Unlimited 1% cash back on all other purchases
- No annual fee
Who this card may suit
- You have bad credit or no credit history at all
- You want to earn up to 3% back while building your credit score
- You have $300 available for a security deposit
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 28.24% variable based on the Prime Rate |
| Balance Transfer APR | 28.24% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transaction, whichever is greater |
| Cash Advance APR | 30.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
| Foreign Transaction Fee | 3% of the U.S. dollar amount of each transactio |
| Penalty APR | Up to 29.99% |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $29 |
| Minimum Deposit Required | $300 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.
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Bank of America® Customized Cash Rewards Secured Card
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