Bank of America® Unlimited Cash Rewards Secured Credit Card
- Annual fee
- None
- Recommended credit
- No Credit Required
- Card network
- Visa
- Regular purchase APR
- 28.24% variable based on the Prime Rate
At a glance
The Bank of America® Unlimited Cash Rewards Secured Credit Card offers cash back rewards and credit building tools in one nice, neat package. The card earns unlimited 1.5% cash back on all purchases, with no cap on rewards – all for no annual fee.
Our review of the Bank of America® Unlimited Cash Rewards Secured Credit Card
The Barclays View Mastercard is a top-tier rewards card that offers up to 3X points on purchases, special introductory financing, and more – all without an annual fee. This card is the successor to the Barclaycard Financing Visa, a beloved low APR card that was used to finance purchases with major brands such as Apple.
How to Earn Rewards
The Barclays View is a fantastic choice for earning rewards on everyday spending. You’ll earn 3X points on all dining purchases, including takeout and delivery services through popular apps like UberEATS, GrubHub, DoorDash, and Delivery Dudes. This earning rate is comparable to other top rewards cards like the Chase Sapphire Preferred or cash back cards like the Chase Freedom Flex or Freedom Unlimited.
In addition to dining rewards, the View Mastercard also offers 2X points on grocery store purchases. However, it’s important to note that this category does not include purchases made at “box stores” such as Target or Walmart. On the bright side, the View Mastercard also earns 2X points on streaming services, giving you rewards on a wide range of popular streaming platforms.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Monthly reporting to the 3 major credit bureaus
- Unlimited 1.5% cash back on all purchases
- Chance at a deposit return with responsible usage
Who this card may suit
- You have bad credit or no credit history at all
- You want to earn 1.5% back while repairing their credit score
- You have $300 available for a security deposit
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 28.24% variable based on the Prime Rate |
| Balance Transfer APR | 28.24% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
| Cash Advance APR | 30.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each transaction, whichever is greater |
| Foreign Transaction Fee | 3% of the U.S. dollar amount of each transaction in U.S. dollars |
| Penalty APR | Up to 29.99% |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $29 |
| Minimum Deposit Required | $300 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Limited or No Credit.
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Bank of America® Unlimited Cash Rewards Secured Credit Card
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