Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Bank of America® Travel Rewards Credit Card for Students card

Bank of America® Travel Rewards Credit Card for Students

Annual fee
None
Recommended credit
Fair / No Credit Required
Card network
Visa
Intro purchase APR
0% for 18 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Bank of America® Travel Rewards Credit Card for Students is a go-to payment choice for shoppers who are both frequent jetsetters and enrolled in a learning institution.

Our review of the Bank of America® Travel Rewards Credit Card for Students

Are you a student looking to build credit? The Bank of America® Travel Rewards Credit Card for Students is the perfect choice for you. With this card, students can establish credit through responsible use and on-time payments.

Introductory Bonus

When you apply for the Bank of America® Travel Rewards Credit Card for Students, you can earn a generous 25,000 bonus rewards points, equivalent to $250. All you need to do is spend $1,000 within the first 90 days of opening an account. This bonus can be a great boost to your growing reserve.

How to Earn – and Redeem- Rewards

With this card, students can earn 1.5X points per dollar spent on any purchase. The best part? These points never expire, so you can use them for textbooks, food, or extracurricular activities whenever you need. Redeeming rewards is easy, with options including flights, hotel bookings, rental cars, statement credits, charitable donations, and gift cards.

Other Card Features

The Bank of America® Travel Rewards Credit Card for Students also offers a monthly FICO® score report, so you can keep track of your credit health. Additional features include no annual fee, EMV chip technology, contactless payment, digital wallet compatibility, and overdraft protection with Bank of America checking accounts.

Should You Apply for the Bank of America® Travel Rewards Student Card?

Building credit as a student can be tough, but the Bank of America® Travel Rewards Credit Card for Students makes it easier. With no annual fee, decent rewards, and lower credit score requirements, this card is a great option for college students looking to establish credit without a deposit. Consider this card for its introductory bonus, ongoing rewards, and international usability.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 25,000 bonus points after spending $1,000 within 90 days
  • Earn unlimited 1.5 points per dollar spent on all purchases
  • Points never expire + no limits on earnings
  • Access to FICO® Score (updated monthly)
  • No annual fee
  • No foreign transaction fees

Who this card may suit

  • You're a student traveling or studying abroad
  • You want to start building a respectable credit score
  • You want to earn rewards points for everyday purchases
  • You're looking for a credit card with no annual fee and no foreign transaction fees

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 18 months from account opening date
Regular Purchase APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 18 months from account opening date
Balance Transfer APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR21.24% to 30.24% variable based on creditworthiness and Prime Rate
Cash Advance Transaction FeeEither $10 or 3% of the amount of each transfer, whichever is greater
Penalty APRUp to 29.99% variable based on creditworthiness and the Prime Rate
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $29

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Fair Credit Limited or No Credit.

Apply Now for Bank of America® Travel Rewards Credit Card for Students (opens in a new tab)View issuer terms for Bank of America® Travel Rewards Credit Card for Students (opens in a new tab)

Bank of America® Travel Rewards Credit Card for Students

Apply Now for Bank of America® Travel Rewards Credit Card for Students (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards

Discover it® Chrome for Students

  • Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years
  • Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all…
Annual fee
None
Recommended credit
Fair / No Credit Required
Intro APR
0% for 6 months from date of account opening date