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Bank of America® Unlimited Cash Rewards Credit Card for Students card

Bank of America® Unlimited Cash Rewards Credit Card for Students

Annual fee
None
Recommended credit
Fair
Card network
Visa
Intro purchase APR
0% for 15 months
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Bank of America® Unlimited Cash Rewards Credit Card for Students is the ideal mix of excellent rewards, a decent sign-up bonus, and a competitive APR. The card, which has no annual fee, also gives students the credit building tools they need to succeed – including FICO Score and Bank of America’s financial education program access.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Unlimited 1.5% cash back on every purchase
  • Build credit with responsible use
  • 0% introductory APR for 15 months from account opening

Who this card may suit

  • You're a college student
  • You want an accelerated cash back earning rate
  • You plan to make use of the financial education tools
  • You don’t want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 15 months
Regular Purchase APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 15 months for transactions made within 60 days of account opening
Balance Transfer APR18.24% to 28.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 5% of the amount of each transaction, whichever is greater
Cash Advance APR21.24% to 30.24% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction FeeEither $10 or 3% of the amount of each transaction, whichever is greater
Foreign Transaction Fee3% of the U.S. dollar amount of each transaction in U.S. dollars
Penalty APRUp to 29.99%
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $29

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Fair Credit.

Apply Now for Bank of America® Unlimited Cash Rewards Credit Card for Students (opens in a new tab)View issuer terms for Bank of America® Unlimited Cash Rewards Credit Card for Students (opens in a new tab)

Bank of America® Unlimited Cash Rewards Credit Card for Students

Apply Now for Bank of America® Unlimited Cash Rewards Credit Card for Students (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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Annual fee
None
Recommended credit
Fair / No Credit Required
Intro APR
0% for 6 months from date of account opening date