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Beta Gamma Sigma Rewards Visa card

Beta Gamma Sigma Rewards Visa

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Intro purchase APR
1.99% for 6 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Beta Gamma Sigma Rewards Visa is a cash back rewards card for members of the Beta Gamma Sigma international business honor society. The card earns 3% cash back on coffee shop, fast food, and rideshare purchases, 2% back on gas and dining, and 1% everywhere else. New cardmembers also get 1.99% APR on purchases and balance transfers for the first six months and the benefit of no annual fee.

Our review of the Beta Gamma Sigma Rewards Visa

Are you a proud member of Beta Gamma Sigma (BGS)? If so, the Beta Gamma Sigma Rewards Card from Commerce Bank is the perfect credit card for you. This exclusive rewards card allows you to show off your BGS pride with every purchase you make. Founded in 1913, BGS is the prestigious international business honor society for AACSB-accredited colleges and universities, counting among its members some of the most successful business professionals in the world.

The Beta Gamma Sigma Rewards Visa, offered by Commerce Bank, lets you earn generous rewards on your everyday purchases. You can enjoy 3% cash back on rideshares, fast food, and coffee shop purchases, 2% back on gas station and restaurant purchases, and 1% back on everything else. Best of all, there are no limits on the rewards you can earn, and you can redeem your points for gift cards, merchandise, travel, and more.

With an introductory interest rate of 1.99% for the first six months on purchases and balance transfers, the Beta Gamma Sigma Rewards Visa is a great option for those looking to save money on interest. After the introductory period, the APR is competitive with the national average, currently around 17%. Plus, there is no annual fee, making this card even more attractive.

If you are a BGS member looking to showcase your affiliation with the organization, the Beta Gamma Sigma Rewards Visa is a solid choice. However, if you are not a BGS member, you may want to explore other credit card options that better suit your needs. Ultimately, the decision to apply for this card depends on your personal preferences and loyalty to Beta Gamma Sigma.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • 3% cash back at coffee shops, fast food, and ride shares
  • 2% unlimited cash back on dining and gas
  • 1% back on all other purchases

Who this card may suit

  • You're a proud member of Beta Gamma Sigma
  • You don’t want to pay an annual fee
  • You don’t mind paying foreign transaction fees
  • You want to earn great cash back rewards

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR1.99% for 6 months from account opening date
Regular Purchase APR20.24% to 30.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR1.99% for 6 months from account opening date
Balance Transfer APR20.24% to 30.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $10 or 5% of the amount of each balance transfer, whichever is greater
Cash Advance APR30.24% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Beta Gamma Sigma Rewards Visa

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date