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OSCU Visa® Rewards card

OSCU Visa® Rewards

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
Up to $25
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
14.50% to 25.00% variable based on creditworthiness and the Prime Rate
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The OSCU Visa® Rewards Card is a no-nonsense reward card from Oregon State Credit Union. The card features a very competitive APR for purchases, balance transfers, and cash advances, as well as no hidden fees. Cardholders earn points for every purchase made with the OSCU Visa Rewards Card, points which are redeemable for flights, merchandise, gift cards, charitable donations, and more.

Our review of the OSCU Visa® Rewards

Looking for a straightforward rewards credit card? Check out the OSCU Visa Rewards Card from Oregon State Credit Union. With this card, OSCU members can easily earn rewards points on every purchase. Whether you’re interested in airline tickets, travel rewards, entertainment tickets, sporting events, merchandise, gift cards, or charitable donations, this card has you covered. Plus, there’s no limit to the number of points you can earn with the OSCU Visa Rewards Card.

While the rewards earning potential may not be the highest compared to other cards, the OSCU Visa Rewards Card stands out with its competitive APR for purchases, cash advances, and balance transfers. With an excellent credit score, you could enjoy an interest rate as low as 11.5% – a great deal considering similar cards from larger lenders often have higher rates.

One of the perks of choosing a credit union card like the OSCU Visa Rewards Card is the lack of hidden fees. Say goodbye to balance transfer fees, cash advance fees, and enjoy an annual fee of $25 (waived for higher-tier members of OSCU’s Member Merits program).

Is the OSCU Visa Rewards Card right for you? If you’re an OSCU member looking for a solid rewards program with competitive rates, this card is definitely worth considering.

Explore other credit card offers from Oregon State Credit Union today!

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee depending upon your Member Merits category
  • Earn points for every purchase
  • Competitive APR

Who this card may suit

  • You're already a member of Oregon State Credit Union
  • You want to earn basic, hassle-free rewards for every purchase
  • You don’t want to pay additional fees
  • You want a highly competitive APR

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeUp to $25
Regular Purchase APR14.50% to 25.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR14.50% to 25.00% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Feenone
Cash Advance APR14.50% to 25.00% variable based on creditworthiness and the Prime Rate
Foreign Transaction FeeUp to 1% of transaction amount in U.S. dollars
Late Payment Penalty Fee$25

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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OSCU Visa® Rewards

Apply Now for OSCU Visa® Rewards (opens in a new tab)

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