Bread Cashback™ American Express® Credit Card
- Annual fee
- None
- Recommended credit
- Good / Fair
- Card network
- American Express
- Regular purchase APR
- 20.74%, 31.24%, or 35.24% variable based on creditworthiness and the Prime Rate
At a glance
With the Bread Cashback™ American Express® Credit Card, holders can earn 2% unlimited cash back, with no rewards caps, opt-ins, or categories to manage. The card, from Bread (formerly Alliant Data Systems/ Comenity), offers even more value for cardholders thanks to no hidden fees – including an annual fee, membership fees, or foreign transaction fees.
Our review of the Bread Cashback™ American Express® Credit Card
Are you in the market for a new credit card and looking for the best cashback options? Look no further than the Bread Cashback™ American Express® Credit Card. In this comprehensive review, we will break down the key features and benefits of this card, helping you make an informed decision on whether it’s the right choice for you.
The Bread Cashback™ American Express® Credit Card offers a competitive cashback program that allows cardholders to earn rewards on every purchase. With generous cashback rates and no annual fee, this card is a great option for those looking to maximize their rewards without breaking the bank.
In addition to its cashback program, the Bread Cashback™ American Express® Credit Card also offers a range of other benefits, including travel insurance, purchase protection, and extended warranty coverage. These perks can provide added peace of mind for cardholders, making this card a versatile option for everyday use.
Overall, the Bread Cashback™ American Express® Credit Card is a strong contender in the cashback credit card market. With its competitive rewards program, no annual fee, and additional benefits, this card is worth considering for anyone looking to earn rewards on their everyday purchases.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No foreign transaction fees
- Earn 2% cash back on all eligible purchases
Who this card may suit
- You don’t want to pay an annual fee
- You prefer unlimited rewards to confusing categories
- You want access to Amex protections and Amex Offers
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 20.74%, 31.24%, or 35.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 26.99% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 35.24% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit Fair Credit.
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Bread Cashback™ American Express® Credit Card
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