BrightStar Visa Platinum Cash Rewards Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Intro purchase APR
- 0% for 6 months from account opening date
At a glance
As a cash back rewards card, the BrightStar Visa Platinum Cash Rewards Card is a solid option for folks who are searching for ways to save money with a low, competitive APR while earning rewards for everyday spending.
Our review of the BrightStar Visa Platinum Cash Rewards Card
Looking for a simple way to earn cash back rewards on every purchase? The BrightStar Visa Platinum Cash Rewards Card is the answer. With 1.5% cash back on all eligible purchases, there’s no limit to how much you can earn. Whether you’re buying a new couch or just grabbing a snack, this card puts money back in your pocket.
How to Earn Rewards with the BrightStar Visa Platinum Cash Rewards Card
Every eligible purchase you make with the BrightStar Visa Platinum Cash Rewards card earns you 1.5% cash back. From big-ticket items to everyday expenses, you’ll see the rewards add up quickly. Just keep in mind that balance transfers, cash advances, and returned merchandise don’t qualify for cash back rewards. Your cash rewards will be credited to your BrightStar Credit Union savings account within 60 days, so make sure you have an account with them before applying for the card.
Avoid Fees with the BrightStar Visa Platinum Cash Rewards Card
One of the perks of banking with a credit union is the low fees and competitive interest rates. With the BrightStar Visa Platinum Cash Rewards Card, there’s no annual fee or balance transfer fee. Plus, you’ll enjoy a low standard APR and a 0% introductory APR period for balance transfers for the first six months. This means you can pay down your debt without worrying about extra charges.
Credit Card Account Access
Manage your BrightStar Visa Platinum Cash Rewards Card account online 24/7. Check your credit balance, make payments, and view transactions easily through the BrightStar Credit Union website. It’s a convenient way to stay on top of your spending and keep track of your rewards.
Cardholder Benefits
In addition to the cash back rewards, cardholders can enjoy credit limits of up to $50,000, a 25-day grace period for purchases, and Visa perks like Visa Checkout and Verified by Visa. These benefits make using the BrightStar Visa Platinum Cash Rewards Card even more rewarding.
Should You Apply for the BrightStar Visa Platinum Cash Rewards Card?
If you’re looking for a straightforward cash back credit card with low fees and competitive rates, the BrightStar Visa Platinum Cash Rewards Card is a great option. Just keep in mind that you’ll need to have a savings or checking account with BrightStar Credit Union to apply. If you’re not located in South Florida, you may want to consider other cash back cards that are more accessible in your area.
While the 1.5% cash back rate is solid, there are other cards on the market with higher cash back rates and better introductory offers. If you’re looking for more rewards and perks, consider exploring other cash back credit card options. But if you value simplicity and low fees, the BrightStar Visa Platinum Cash Rewards Card could be the right choice for you.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee, no balance transfer fee
- Low, competitive standard APR for purchases
- 0% introductory APR for balance transfers for first 12 months after account approval
- Earn 1.5% cash back rewards on all purchases
Who this card may suit
- You want to earn cash back from every eligible purchase you make
- You would like a credit card that does not charge an annual fee
- You'll use your new card to transfer a balance you'd like to save money on thanks to an introductory APR period
- You would like the ability to transfer a balance without paying a balance transfer fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from account opening date |
| Regular Purchase APR | 15.24% to 18% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for the first 12 billing cycles, on balance transfers made within 60 days of account approval |
| Balance Transfer APR | 15.24% to 18% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 15.24% to 18% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | $1 at an ATM |
| Foreign Transaction Fee | Up to 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $25 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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BrightStar Visa Platinum Cash Rewards Card
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