Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
SallieSDCCU Cash Rewards Visa Platinum Mae Ignite Card card

SallieSDCCU Cash Rewards Visa Platinum Mae Ignite Card

Annual fee
None
Recommended credit
Poor / No Credit Required
Card network
Mastercard
Intro purchase APR
0% for 6 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Students often have a difficult time finding a cash back cards that are a good fit for them, since it takes time to build credit history and many high-tiered rewards programs require excellent credit. However, Sallie Mae’s Ignite? Credit Card is a great cash-back option that will help students establish their credit while earning bonus rewards for responsible financial behaviors.

Our review of the SallieSDCCU Cash Rewards Visa Platinum Mae Ignite Card

Looking to build your credit history while earning cash back rewards? The Sallie Mae Ignite℠ Credit Card is the perfect choice for students and young adults. With competitive interest rates, sign up bonuses, and special rewards for responsible financial behavior, this card is tailored for those looking to establish their credit.

Unlimited Cash Back

Earn unlimited 1% cash back on all your everyday purchases with the Sallie Mae Ignite℠ Credit Card. Whether you’re grabbing a coffee before an exam or shopping for essentials, you’ll be earning rewards with every swipe.

Intro APR Offer

Enjoy a 0% introductory APR for the first six months after opening your account. Plus, there’s no annual fee, saving you money from the start. After the introductory period, you’ll have access to competitive interest rates based on your usage and responsible payment history.

Cardholder Protection

Sallie Mae provides cardholders with a range of free tools for managing their accounts. From the mobile app, you can pay bills, view transactions, set up alerts, and even pause your card if it’s lost or stolen. Rest easy knowing you won’t be held responsible for unauthorized purchases.

Cell Phone Protection

Pay your monthly cell phone bill with the Sallie Mae Ignite℠ Credit Card and receive up to $600 in protection per claim. Whether your phone is lost, stolen, or damaged, you’ll have peace of mind knowing you’re covered.

Should You Apply?

If you’re a recent college graduate or young adult looking to build credit and earn rewards, the Sallie Mae Ignite Card is a fantastic option. With valuable benefits and rewards, it’s a smart choice for those starting their financial journey.

Ready to apply? Visit Sallie Mae’s website to learn more about the Ignite Card and other credit card options.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • Earn unlimited1% cash back on every purchase, every day
  • Get a 25% bonus on your cash back rewards when you make 6 consecutive on-time payments
  • 0% introductory APR on purchases for 6 months from account opening

Who this card may suit

  • You want to earn unlimited 1% cash back on all purchases and a cash back bonus for responsible financial behavior
  • You don’t want to pay an annual fee
  • You will take advantage of an introductory APR of 0% for six months after account opening
  • You're a student, or someone looking to build their credit history

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 6 months from account opening date
Regular Purchase APR17.99% to 29.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 6 months from account opening date
Balance Transfer APR17.99% to 29.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $39
Return Payment Penalty FeeUp to $39

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.

Apply Now for SallieSDCCU Cash Rewards Visa Platinum Mae Ignite Card (opens in a new tab)View issuer terms for SallieSDCCU Cash Rewards Visa Platinum Mae Ignite Card (opens in a new tab)

SallieSDCCU Cash Rewards Visa Platinum Mae Ignite Card

Apply Now for SallieSDCCU Cash Rewards Visa Platinum Mae Ignite Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards

Chase Freedom Unlimited®

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth…
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards…
Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date