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British Airways Visa Signature® card

British Airways Visa Signature®

Annual fee
$95
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
20.99% to 27.99% variable based on creditworthiness and Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

Points earning-heavy and very flexible when it comes to redemption, the Chase British Airways Visa Signature® is a versatile airline rewards credit card that allows you to rack up rewards on all types of purchases, no matter where you make them.

Our review of the British Airways Visa Signature®

Are you a frequent traveler with British Airways and want a credit card that rewards you for your loyalty? Look no further than the British Airways Visa Signature® card. Whether you are a seasoned British Airways traveler or just starting out, this card offers automatic enrollment in the Executive Club, where you can earn Avios rewards points for every purchase, starting with a special welcome offer.

A Generous Welcome Offer

One of the standout features of the British Airways Visa Signature® card is the impressive points sign-up bonus. Currently, new cardholders can earn 75,000 Avios after spending $5,000 on purchases within the first three months of account opening.

Earning Avios Rewards

In addition to the welcome offer, cardholders can earn up to 3X Avios on eligible purchases. Earn 3X Avios per dollar on British Airways, Aer Lingus, Iberia, and LEVEL purchases, and 2X Avios on hotel accommodations booked directly with the hotel. All other purchases earn 1X Avios per dollar spent. There is no limit to the number of Avios you can earn, but be sure to use them before they expire after 36 months of account inactivity.

Redeeming Avios Rewards

Cardholders can redeem their Avios rewards for flight awards, seat upgrades, airport lounge access, hotel bookings, car hires, and more. Avios can also be redeemed with any of British Airways’ oneworld® airline partners, including American Airlines, Cathay Pacific, Qatar Airways, and more.

Comparison with Other Airline Credit Cards

The British Airways Visa Signature® card is one of three Avios credit cards from Chase. When compared to other airline credit cards like Delta SkyMiles® Gold and AAdvantage® Platinum Select®, the British Airways card stands out with its generous rewards and perks.

## Perks of the British Airways Visa Signature® Card

For an annual fee of $95, cardholders can enjoy up to $600 in statement credits when booking a reward flight to London, as well as a Travel Together Ticket after spending $30,000 on the card annually. The card also offers no foreign transaction fees, EMV technology for enhanced security, and access to partner benefits from Chase and Visa.

In conclusion, the British Airways Visa Signature® card is a top choice for frequent British Airways travelers looking to maximize their rewards and enjoy valuable perks. With a generous welcome offer, earning opportunities, and valuable benefits, this card is a must-have for anyone who flies with British Airways regularly.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening
  • Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
  • Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases
  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
  • Pay no foreign transaction fees when you travel abroad
  • Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
  • Member FDIC

Who this card may suit

  • You travel often, especially with British Airways, Iberia, or Aer Lingus
  • You're looking to use your credit card to make purchases abroad
  • You prefer to redeem earned rewards with a variety of airlines

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual Fee$95
Regular Purchase APR20.99% to 27.99% variable based on creditworthiness and Prime Rate
Balance Transfer APR20.99% to 27.99% variable based on creditworthiness and Prime Rate
Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance APR29.74% variable based on the Prime Rate
Cash Advance Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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British Airways Visa Signature®

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Annual fee
$99
Recommended credit
Excellent / Good
Purchase APR
20.99% to 27.99% variable based on creditworthiness and the Prime Rate