Free Spirit® Travel More World Elite Mastercard®
- Annual fee
- $0 for the first year; after that $79
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Regular purchase APR
- 20.24% to 28.24% variable based on creditworthiness and the Prime Rate
At a glance
The Free Spirit® Travel More World Elite Mastercard is an airline rewards credit card that provides significant value to the frequent Spirit Airlines traveler. The card earns up to 3X Free Spirit points on purchases, offers priority boarding, and features no foreign transaction fees. Spirit and Bank of America also waive the $79 annual fee for the first year.
Our review of the Free Spirit® Travel More World Elite Mastercard®
The Free Spirit® Travel More World Elite Mastercard® is an impressive airline rewards credit card for those who prefer to fly with Spirit Airlines and want a selection of perks when traveling with the carrier– or anywhere else Mastercard is accepted.
Earn Free Spirit Points with Every Purchase
The Travel More Mastercard is a premium credit card that earns the most points when booking flights with Spirit Airlines. The card earns 3X Free Spirit points per dollar spent on eligible purchases with Spirit Airlines, including flights, in-flight purchases, baggage, and more. Given that Free Spirit points have a value of around $0.06/ pt., earning potential is equivalent to 2% cash back.
The Free Spirit® Travel More World Elite Mastercard® earns 2X points on dining and grocery store purchases and 1X points on all other eligible purchases. The average point valuation for Spirit points places the dining and grocery bonus category at a little over 1% cash back – not great, but an easy way to rack up Free Spirit points quickly.
Introductory Bonus Points Offer
The Free Spirit World Elite Mastercard also comes with a bonus points offer for meeting minimum spending requirements. New accounts can earn 40,000 bonus Free Spirit points, plus a $100 Companion Flight Voucher, after making at least $1,000 in purchases within the first 90 days.
Anniversary Bonus
The card also comes with another bonus offer: cardholders that spend at least $5,000 in purchases within the prior year receive a $100 Companion Flight Voucher.
How to Redeem Free Spirit Points
Free Spirit features several ways to redeem points for flights. The cost of award flights with Spirit depends on the distance of the desired award route:
- Region 1: 0 – 1,249 miles
- Region 2: 1,250 – 1,749 miles
- Region 3: 1,700 – 2,499 miles
- Region 4: 2,500+ miles
Once the route’s distance is determined, award flights fall into one of several categories:
- Off-Peak Flights
- Standard Flights
- Peak Flights
- Premium Flights
Off-peak flights in Region 1 start as low as 2,500 points, with premium flights to Region 4 beginning at 45,000 points. Cardholders can also redeem Free Spirit points with select Spirit Airlines partners, including rental car companies Hertz, Thrifty, and Alamo, Choice Hotels, and more.
Free Spirit Card Comparison
Spirit Airlines offers four co-branded credit cards with Mercury Financial and Bank of America.
| Card | Points | Points Plus | Travel | Travel More |
|---|---|---|---|---|
| Bank | Mercury | Mercury | Bank of | Bank of |
| Financial | Financial | America | America | |
| Rewards | 2X on Spirit | 3X on Spirit, 2X on groceries, | 2X on Spirit | 3X on Spirit, 2X on groceries, |
| dining, 1X all else | dining, 1X all else | |||
| Annual fee | $0 or $79 | $0 or $79 | None | $0 for the first year; after that $79 |
Rates and Fees
The Free Spirit World Elite Mastercard has no 0% introductory APR offers. The typical APR varies, though applicants with exceptional credit scores can anticipate a competitive rate. The card features an annual fee of $79, which Bank of America waives for the first year. The card Free Spirit Travel More also boasts no foreign transaction fees.
Other Card Features
Another notable feature of the card is the addition of Zone 2 shortcut boarding on all flights. While this perk isn’t the most lucrative, it will save the cardholder time when boarding and getting settled on their flight. Once aloft, they will also enjoy 25% savings on all inflight food and beverage purchases when paying with their Free Spirit® Travel More World Elite Mastercard®.
The Travel More card is a World Elite Mastercard product, meaning it enjoys the pinnacle of Mastercard benefits and protections, including:
- Zero Liability Protection
- Airport Concierge
- Cell Phone Protection
- Mastercard Global Services
- Priceless Experiences
- Lyft Credits
- ID Theft Protection
- Priceless Golf
- Mastercard Travel Services
- Mastercard Hotel Stay Guarantee
- ShopRunner Membership
How do the Mercury and Spirit Airlines stack up? Here are a selection of expert reviews for the card and Mercury Financial – the card’s issuer:
Should You Apply for the Free Spirit® Travel More World Elite Mastercard®?
The Free Spirit® Travel More World Elite Mastercard® is an exciting credit card for people that frequently fly with Spirit Airlines. The triple points on Spirit purchases, plus the 40,000 bonus points, offer excellent value – especially when the annual fee is waived for the first year. The addition of 2X points on groceries and dining is another great feature for the Spirit Airlines aficionado.
However, the card is likely a miss for those who don’t travel enough with Spirit. The $79 annual fee doesn’t offer enough value for the casual traveler. In that instance, cards like the Discover It Miles, Chase Freedom Flex, or Sapphire Preferred offer far greater value for money.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 3 points per $1 spent on eligible Spirit purchases
- 2 points per $1 spent on eligible dining and grocery store purchases
- No foreign transaction fees
- Points never expire
Who this card may suit
- You frequently fly with Spirit Airlines
- You travel to the Caribbean or South and Central America
- You want priority boarding
- You can justify the $79 annual fee
Rates, fees and terms
| Annual Fee | $0 for the first year; after that $79 |
|---|---|
| Regular Purchase APR | 20.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 20.24% to 28.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 3% of the amount of each transaction, whichever is greater |
| Cash Advance APR | 23.24% to 30.24% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 3% of the amount of each transaction, whichever is greater |
| Penalty APR | Up to 29.99% variable based on creditworthiness and the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
Apply Now for Free Spirit® Travel More World Elite Mastercard® (opens in a new tab)View issuer terms for Free Spirit® Travel More World Elite Mastercard® (opens in a new tab)
Free Spirit® Travel More World Elite Mastercard®
Apply Now for Free Spirit® Travel More World Elite Mastercard® (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Southwest Rapid Rewards® Premier Business Credit Card
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening and an additional…
- 6,000 bonus points after your Cardmember anniversary.
- Annual fee
- $99
- Recommended credit
- Excellent / Good
- Purchase APR
- 20.99% to 27.99% variable based on creditworthiness and the Prime Rate
Cathay Pacific Visa Signature Card
- Earn 35,000 bonus Asia Miles when you spend $3,000 in the first 90 days
- Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific travel and in-flight purchases.
- Annual fee
- $95
- Recommended credit
- Excellent / Good
- Purchase APR
- 21.99% or 24.99% variable based on creditworthiness and the Prime…
Southwest Rapid Rewards® Premier Credit Card
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 6,000 anniversary points each year.
- Annual fee
- $99
- Recommended credit
- Excellent / Good
- Purchase APR
- 20.99% to 27.99% Variable