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Buy On Trust Lending card

Buy On Trust Lending

Annual fee
See website for Details*
Recommended credit
Fair / Poor / No Credit Required
Regular purchase APR
See website for Details*
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Buy On Trust merchandise credit account is a lease-to-buy program where account holders can buy today and pay later. The company offers major brand names like Apple, LG, Bose, and more – with credit limits of up to $5,000 and flexible repayment schedules.

Our review of the Buy On Trust Lending

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Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • With an initial payment of just $50, you can afford to shop from all the top brand names
  • Buy On Trust TODAY, Pay LATER
  • All The Big Name Brand Laptops, TV's & More
  • Up to $5,000 approval

Who this card may suit

  • You have limited credit or no credit history at all
  • You want a credit line to purchase brand-name laptops, TVs, and other electronics
  • You have an open checking account in good standing
  • You live in any U.S. state except MN, NJ, WI, or WY

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeSee website for Details*
Regular Purchase APRSee website for Details*
Balance Transfer APRSee website for Details*
Penalty APRSee website for Details*
Late Payment Penalty FeeSee website for Details*
Return Payment Penalty FeeSee website for Details*

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Fair Credit Poor Credit Limited or No Credit.

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Buy On Trust Lending

Apply Now for Buy On Trust Lending (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

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