California Bank & Trust Premier Visa® Card
- Annual fee
- $0 for the first year; $95 after that
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 19.49% to 27.49% variable based on creditworthiness and the Prime Rate
At a glance
The California Bank & Trust Premier Visa® Card is a premium travel rewards card that offers no annual fee for the first year and an enticing introductory bonus. The card earns solid rewards points on every purchase and benefits from no foreign transaction fees and Visa Signature perks worldwide.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee for the first year
- 2.5X points or 2.5% cash back on travel
- 1.5X points or 1.5% cash back on all other purchases
- No foreign transaction fees
Who this card may suit
- You're an existing Zions Bancorp customer and are planning on moving to California
- You spend heavily on travel
- You have a current balance you need to pay down at a lower interest rate
- You don’t want to pay a foreign transaction fee
Rates, fees and terms
| Annual Fee | $0 for the first year; $95 after that |
|---|---|
| Regular Purchase APR | 19.49% to 27.49% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 19.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each balance transfer, whichever is greater |
| Cash Advance APR | 28.49% to 29.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $35 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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California Bank & Trust Premier Visa® Card
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