California Bank & Trust Reserve Visa® Card
- Annual fee
- $450
- Recommended credit
- Excellent
- Card network
- Visa
- Regular purchase APR
- 19.49% to 29.49% variable based on creditworthiness and the Prime Rate
At a glance
The California Bank & Trust Reserve Visa Card is a luxury travel rewards card that also feels at home with everyday life. The card benefits from an impressive array of travel perks, earns a remarkable amount of points on every purchase, and enjoys six months interest-free on balance transfers.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- 3X points or 3% cash back on travel and dining
- 2X points or 2% cash back on all other purchases
- $250 annual travel credit
- No foreign transaction fees
Who this card may suit
- You plan to use your card every day – but especially on travel and dining
- You want lounge access when you travel, but don’t feel the need to pay for unlimited access
- You want 0% intro APR on balance transfers and a great low rate after that
- You have an existing CB&T bank account into which you want to divert cash back rewards
Rates, fees and terms
| Annual Fee | $450 |
|---|---|
| Regular Purchase APR | 19.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 6 months from account opening date |
| Balance Transfer APR | 19.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each balance transfer, whichever is greater |
| Cash Advance APR | 28.49% to 29.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $35 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit.
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California Bank & Trust Reserve Visa® Card
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