CAMPUS Visa Platinum Card
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 12.40% to 17.99% variable based on creditworthiness and the Prime Rate
At a glance
The CAMPUS Visa Platinum Card is a low APR credit card from CAMPUS USA Credit Union. The card enjoys an impressive variable APR for those with excellent credit scores, as well as no fees for balance transactions or cash advances, Visa benefits and protections, and no annual fees for membership.
Our review of the CAMPUS Visa Platinum Card
The CAMPUS Visa Platinum card from Gainesville, Florida-based credit union, CAMPUS USA, offers a low APR and a range of benefits for eligible members.
CAMPUS USA Credit Union Membership
Membership is open to residents of 12 counties in Florida, employees of the University of Florida, University of Florida Alumni Association members, and more.
Enjoy a Low Variable APR Every Day
The CAMPUS Visa Platinum Card offers a super-low rate on purchases, balance transfers, and cash advances. As a credit union, CAMPUS USA passes on savings to members through reduced interest rates.
Things to Consider Before Applying
While the card offers a favorable variable interest rate for balance transfers and no fees for transfers or cash advances, it does not have an introductory 0% APR period.
Should You Apply for the CAMPUS Visa Platinum Card?
Overall, the CAMPUS Visa Platinum Card is a solid choice for those looking for a low APR credit card. With benefits like no annual fee and low fees for transfers and advances, it is a great option for financing larger purchases or paying down existing balances.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No balance transfer fees
- No cash advance fee
Who this card may suit
- You already bank with CAMPUS USA or work at the University of Florida
- You want the benefit of shifting interest rates, rather than a fixed APR
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 12.40% to 17.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer APR | 12.40% to 17.99% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 12.40% to 17.99% variable based on creditworthiness and the Prime Rate |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars |
| Penalty APR | 17.99% |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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CAMPUS Visa Platinum Card
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