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CCU Platinum Visa card

CCU Platinum Visa

Annual fee
None
Recommended credit
Excellent / Good
Card network
Visa
Regular purchase APR
14.70% to 25.70% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The CCU Platinum Visa Card from Consumers Credit Union is a low APR card that is short on perks. While the card offers a competitive APR on purchases, balance transfers, and cash advances, it doesn’t provide any introductory bonuses or perks, nor does it refrain from applying foreign transaction fees, or fees for cash advances or balance transfers. The card does offer no annual fee, however, as well as the perks and protections you’d typically associate with a Visa card.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual fee
  • No fees on balance transfers or cash advances

Who this card may suit

  • You're already a member of Consumers Credit Union
  • You want a basic card with a decent APR
  • You don’t want to pay an annual fee

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR14.70% to 25.70% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 365 days from account opening date
Balance Transfer APR14.70% to 25.70% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR14.70% to 25.70% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction FeeEither $5 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee1% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $25
Return Payment Penalty FeeUp to $25

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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CCU Platinum Visa

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