
CCU Platinum Visa
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 14.70% to 25.70% variable based on creditworthiness and the Prime Rate
At a glance
The CCU Platinum Visa Card from Consumers Credit Union is a low APR card that is short on perks. While the card offers a competitive APR on purchases, balance transfers, and cash advances, it doesn’t provide any introductory bonuses or perks, nor does it refrain from applying foreign transaction fees, or fees for cash advances or balance transfers. The card does offer no annual fee, however, as well as the perks and protections you’d typically associate with a Visa card.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- No fees on balance transfers or cash advances
Who this card may suit
- You're already a member of Consumers Credit Union
- You want a basic card with a decent APR
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 14.70% to 25.70% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 365 days from account opening date |
| Balance Transfer APR | 14.70% to 25.70% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 14.70% to 25.70% variable based on creditworthiness and the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $25 |
| Return Payment Penalty Fee | Up to $25 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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CCU Platinum Visa
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