Independent credit card comparisonsAdvertiser Disclosure
BestCreditCardsGuide
Capital One Quicksilver Secured Cash Rewards Credit Card card

Capital One Quicksilver Secured Cash Rewards Credit Card

Annual fee
None
Recommended credit
Poor / No Credit Required
Card network
Mastercard
Regular purchase APR
29.99% variable based on the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Capital One Quicksilver Secured Cash Rewards Credit Card is a secured credit card that offers 1.5% cash back on all purchases, no annual fee, and no foreign transaction fees. Cardholders may automatically graduate to an unsecured version of the card with responsible use in as little as six months.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you wo't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

Who this card may suit

  • You have bad credit or no credit history at all
  • You want to earn cash back rewards while building credit
  • You don’t want to pay an annual fee
  • You have at least $200 for a security deposit

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR29.99% variable based on the Prime Rate
Balance Transfer APR29.99% variable based on the Prime Rate
Balance Transfer Transaction Fee3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction Fee3% of the amount of the cash advance, but not less than $3
Late Payment Penalty FeeUp to $40
Minimum Deposit Required$200

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Poor Credit Limited or No Credit.

Apply Now for Capital One Quicksilver Secured Cash Rewards Credit Card (opens in a new tab)View issuer terms for Capital One Quicksilver Secured Cash Rewards Credit Card (opens in a new tab)

Capital One Quicksilver Secured Cash Rewards Credit Card

Apply Now for Capital One Quicksilver Secured Cash Rewards Credit Card (opens in a new tab)

You will leave this site for the issuer’s page. Confirm current terms there.

Similar cards

OpenSky® Plus Secured Visa®

  • New feature! Earn up to 10% cash back on everyday purchases
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply
Annual fee
$0
Recommended credit
Fair / Poor / No Credit Required
Purchase APR
29.49% (Variable)

First Progress Platinum Select Mastercard® Secured Credit Card

  • Get a First Progress Platinum Select Card and Earn 1% Cash Back Rewards!
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase…
Annual fee
$39
Recommended credit
Poor / No Credit Required
Purchase APR
18.74% variable based on the Prime Rate