
Carnival® World Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 6 months (from the transaction date) for Carnival Cruise purchases and 0% for 12…
At a glance
The Carnival® World Mastercard® is a handy co-branded card to keep in your pocket if you frequently vacation on cruise lines. It has no annual or foreign transaction fees and is a great balance transfer credit card for those who want to pay off debt while earning travel rewards.
Our review of the Carnival® World Mastercard®
If you’re a frequent cruiser looking to save on your next Carnival® cruise, the Carnival® World Mastercard® could be the card for you. With a $250 statement credit after spending $500 in the first 90 days, this card offers immediate savings.
Earn FunPoints on everyday purchases, which can be redeemed for future cruise bookings, onboard experiences, travel with partnered airlines and hotels, or gift cards. Carnival and partner cruise line purchases earn 2X FunPoints, while all other purchases earn 1X FunPoints.
While earning points can be challenging due to limited reward categories, the Carnival® World Mastercard® offers a 10% statement credit for booking Carnival shore excursions. Points expire after five years and require a minimum redemption of 5,000 FunPoints.
The value of FunPoints varies depending on how you choose to redeem them, with the most value obtained when used directly with Carnival Cruise Lines. The card also offers a 0% intro APR on Carnival cruise bookings for the first 6 months and 15 months on balance transfers, with the opportunity to earn 1 FunPoint per dollar on transfers up to $5000.
Overall, the Carnival® World Mastercard® is best suited for those who frequently book Carnival cruises and can take advantage of the specific rewards it offers. If you’re not a regular cruiser, this card may not be the best choice for earning rewards.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn $250 off your next cruise purchase after spending $500 in the first 90 days
- Earn 2X FunPoints® on purchases with Carnival
- Earn 1X FunPoints® on all other purchases
- 0% Promotional APR for 6 months on Carnival Cruise bookings
- Receive 10% Statement Credit on a Carnival shore excursion when booking your cruise online
Who this card may suit
- You annually spend at least $2,500 on Carnival or World’s Leading Cruise Lines ?
- You plan on booking a cruise in the near future
- You want to earn Carnival FunPoints for every purchase
- You want a card with no annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months (from the transaction date) for Carnival Cruise purchases and 0% for 12 months after the account is opened |
| Regular Purchase APR | 20.24%, 26.24% or 30.24% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months on transfers made 45 days from account opening date |
| Balance Transfer APR | 20.24%, 26.24% or 30.24% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 30.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Carnival® World Mastercard®
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