AOPA World Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 1.99% for 6 months from account opening date
At a glance
Billed as the best credit card for pilots, the AOPA World Mastercard is designed to reward both aviation purchases and everyday spending. Pilots who use their card with AOPA partners will really see their rewards – and their savings – take off, thanks to exclusive perks only available with this card from Commerce Bank.
Our review of the AOPA World Mastercard®
The AOPA World Mastercard is a top-tier cash back credit card designed specifically for pilots and aviation enthusiasts. With up to 4% cash back rewards on select purchases, a low intro rate, and no annual fee, this card offers unbeatable benefits for those in the aviation industry.
Earning Rewards with the AOPA World Mastercard®
AOPA members can earn exclusive cash back rewards with the AOPA World Mastercard. From AOPA membership fees to pilot protection services, cardholders can earn up to 4% cash back on qualifying purchases. Partnered with top aviation brands like Aircraft Spruce and Jeppesen, cardholders can also earn 3% cash back on select purchases. Additionally, 2% cash back is available on FBOs, fuel, and flight school expenses, while all other purchases earn 1% cash back.
Redeeming Rewards with the AOPA World Mastercard®
Cardholders can redeem their cash back rewards for statement credits, merchandise, gift cards, travel discounts, and more. With a minimum of 2,500 points required for redemption, the rewards program offers flexibility and value for cardholders.
World Mastercard® Benefits
In addition to cash back rewards, the AOPA World Mastercard offers exclusive benefits such as zero liability protection, airport concierge services, ID theft protection, and Mastercard Travel Services. Cardholders can also enjoy Priceless Experiences, golf perks, Lyft credits, and more.
Competitive Interest Rates and Fees
With no annual fee and a competitive introductory APR of 1.99% for the first six billing cycles, the AOPA World Mastercard is a cost-effective option for those looking to maximize their cash back rewards without additional fees.
Should You Apply for the AOPA World Mastercard® from Commerce Bank?
For pilots and aviation enthusiasts affiliated with AOPA, the AOPA World Mastercard offers unparalleled benefits and rewards. However, for those not involved in aviation, other cash back credit cards may be more suitable. While the introductory APR period is attractive, there are cards with 0% intro APR available.
Overall, the AOPA World Mastercard is a standout choice for pilots seeking to earn cash back on their aviation-related purchases and enjoy exclusive Mastercard perks.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 4% cash back on select AOPA purchases
- Earn 3% cash back on purchases with select AOPA partners
- Earn 2% cash back on FBO's, Flight Schools, and fuel (both aviation and auto)
- Earn 1% cash back on all other purchases
- No annual fee
- World Mastercard luxury travel benefits, including concierge, golf privileges and more
Who this card may suit
- You're a pilot or own an aircraft
- You're a member of the Aircraft Owners and Pilots Association (AOPA)
- You spend the most money on aviation-related purchases
- You want to earn cash back rewards from purchases with APOA partners
- You want flexibility when it comes to redeeming your rewards
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 1.99% for 6 months from account opening date |
| Regular Purchase APR | 15.49% to 25.49% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 1.99% for 6 months from account opening date |
| Balance Transfer APR | 15.49% to 25.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Cash Advance APR | 30.49% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 1% of each transaction in U.S. dollars. 2% of each transaction made in currencies other than U.S. dollars |
| Penalty APR | 32.49% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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AOPA World Mastercard®
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