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Cash Back card

Cash Back

Annual fee
None
Recommended credit
Excellent / Good
Card network
American Express
Regular purchase APR
31.49% variable based on the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Bloomingdale’s American Express® Card at the Top of the List cardholders will enjoy the highest rewards – 8X points for shoe, cosmetic, and fragrance purchases and 4X points per dollar spent on everything else. This card cannot be applied for directly, and is an automatic upgrade given to current Bloomingdale’s American Express® Card owners once they spend $3,500 a calendar year.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Receive $25 in rewards for every 5,000 points earned
  • 4X points at Bloomingdale's
  • 8X points on shoes, cosmetics, and fragrances from Bloomingdale's
  • 4X points on all other purchases
  • Choose your own Triple Point days (4)
  • Free standard domestic shipping & returns
  • Complimentary fur storage during the summer
  • Early access to Friends & Family sale
  • Exclusive Top of the List offers and events
  • Free unlimited gift wrapping services (where available)

Who this card may suit

  • You annually spend at least $3,500 at Bloomingdale’s
  • You prefer not to carry shopping bags around and would rather have items delivered
  • You frequently shop at Bloomingdale’s to find gifts for others

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Regular Purchase APR31.49% variable based on the Prime Rate
Cash Advance APR31.49% variable based on the Prime Rate
Cash Advance Transaction FeeEither $5 or 4% of the amount of each cash advance, whichever isgreater
Foreign Transaction Fee3% of the transaction amount in U.S. dollars
Late Payment Penalty FeeUp to $41
Return Payment Penalty FeeUp to $41

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Cash Back

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