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Fifth Third 1% Cash/Back Card card

Fifth Third 1% Cash/Back Card

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
Intro purchase APR
0% for 21 months from account opening date
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Fifth Third 1% Cash/Back Card earns an unlimited amount of cash on every purchase with 0% introductory APR on purchases and balance transfers for a whopping 21 months - all for no annual fee.

Our review of the Fifth Third 1% Cash/Back Card

Looking for a credit card with a lengthy introductory APR period and cash back rewards? The Fifth Third 1% Cash/Back Card might be the perfect fit for you. With a 21-month 0% intro APR on purchases and balance transfers, this card stands out among the competition. Plus, with no annual fee and a flat 1% cash back on all eligible purchases, it’s a great option for everyday use.

A Lengthy Intro APR

New cardholders can enjoy 0% intro APR for 21 months on purchases and balance transfers, making it one of the longest intro APR periods available today. Once the introductory period ends, the card offers a competitive variable APR that is lower than the national average for rewards credit cards.

Earn Basic Cash Back On Every Purchase

With the Fifth Third 1% Cash/Back Card, you can earn unlimited 1% cash back on all eligible purchases. Plus, your rewards never expire and there are no caps on how much you can earn. You can redeem your rewards in multiple ways, including as a statement credit or a physical check sent to your home.

Cash Back Comparison

Comparing the Fifth Third 1% Cash/Back Card to other similar cards, it stands out with its lengthy intro APR period and competitive rewards rate. See how it stacks up against other cards in the same category.

Other Card Features

In addition to cash back rewards and no annual fee, the Fifth Third Cash/Back Card offers additional benefits like EMV chip and contactless payment technology for secure transactions, no foreign transaction fees, and compatibility with mobile wallets like Apple Pay, Google Pay, and Samsung Pay. Cardholders also enjoy Mastercard benefits like Zero Liability Protection, Airport Concierge, Cell Phone Protection, and more.

Should You Apply for the Fifth Third 1% Cash/Back Card?

If you’re looking for a credit card with a lengthy intro APR period and basic cash back rewards, the Fifth Third 1% Cash/Back Card could be a great fit. Whether you’re looking to consolidate debt or earn rewards on everyday purchases, this card offers a competitive APR and rewards structure that can benefit a wide range of cardholders.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • Earn an unlimited 1% back on all purchases
  • No annual fee
  • No foreign transaction fees
  • Redeem rewards for statement credits, deposits, or a check
  • Enjoy 0% intro APR on purchases and balance transfers for 21 months

Who this card may suit

  • You live in an area covered by Fifth Third Bank
  • You don't want to pay an annual fee or hidden fees
  • You have an existing loan balance you want to pay off

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Purchase APR0% for 21 months from account opening date
Regular Purchase APR16.24% to 27.24% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR0% for 21 months from account opening date
Balance Transfer APR16.24% to 27.24% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction FeeEither $5 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR29.99% variable based on the Prime Rate
Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Late Payment Penalty FeeUp to $40
Return Payment Penalty FeeUp to $40

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Fifth Third 1% Cash/Back Card

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Annual fee
None
Recommended credit
Excellent / Good
Intro APR
0% for 15 months from account opening date