At a glance
Our review of the CCU Platinum Visa
Looking for a low APR credit card option in Illinois? Check out the CCU Platinum Visa Card from Consumers Credit Union. With competitive rates and no annual fee, this card is a solid choice for those in Waukegan, Schaumberg, or Arlington Heights.
The CCU Platinum Visa Card offers an APR around 12%, depending on creditworthiness and the Prime Rate. While this rate is decent for purchases, balance transfers, and cash advances, it may not be the absolute best available. Credit Union cards typically have competitive rates, but this one doesn’t stand out significantly.
Unfortunately, the CCU Platinum Visa Card lacks rewards, a common feature in cards at a similar APR. While it does come with the standard Visa perks and fraud protections, the absence of rewards may be a dealbreaker for some.
If you’re looking for a card to carry balances or do balance transfers, the CCU Platinum Visa could be a good fit. However, if you’re seeking rewards or better offers, you may want to explore other options before committing to this card.
Considering applying for the CCU Platinum Visa? It’s a decent choice for existing Consumers Credit Union members, but it may not be worth joining the credit union just for this card. Explore other card offers from CCU to find the best fit for your needs.
Rates, fees and terms
The original card page did not list rates and fees. Check the issuer’s official terms before you apply.
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness.
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