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Choice Privileges® Select Mastercard® card

Choice Privileges® Select Mastercard®

    Annual fee
    $95 (waived for the first year)
    Recommended credit
    Excellent / Good
    Card network
    Mastercard
    Regular purchase APR
    20.99%, 25.24%, or 29.99% variable based on creditworthiness and the Prime Rate
    Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

    At a glance

    The Choice Privileges® Select Mastercard® offers premium rewards, automatic Platinum Elite status, anniversary points bonuses, TSA Precheck credits, and more for a $95 annual fee (which Wells Fargo waives for the first year).

    Our review of the Choice Privileges® Select Mastercard®

    Are you looking for a credit card expert’s review of the Choice Privileges® Select Mastercard®? Look no further! In this comprehensive review, we will break down the benefits, features, and rewards of this top-rated credit card. Read on to discover why the Choice Privileges® Select Mastercard® is a must-have for savvy consumers.

    Card features

    Benefits as listed on the original card page. They can change; confirm details with the issuer.

    • No foreign transaction fees
    • Automatic Platinum Elite status in Choice Privileges
    • $100 TSA Precheck or Global Entry statement credits every four years
    • Earn 10X points with Choice Hotels
    • Earn 5X points at gas stations, groceries, or home improvement stores
    • Earn 1X on all other purchases

    Who this card may suit

    • You travel often and prefer to stay with Choice Hotel brands
    • You fly and can benefit from TSA Precheck
    • You spend heavily on gas or groceries

    Rates, fees and terms

    Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
    Annual Fee$95 (waived for the first year)
    Regular Purchase APR20.99%, 25.24%, or 29.99% variable based on creditworthiness and the Prime Rate
    Balance Transfer APR20.99%, 25.24%, or 29.99% variable based on creditworthiness and the Prime Rate
    Balance Transfer Transaction FeeEither $5 or 5% of the amount of each transfer, whichever is greater
    Cash Advance APR29.99% variable based on the Prime Rate
    Cash Advance Transaction FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
    Return Payment Penalty FeeUp to $40

    Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

    Apply Now for Choice Privileges® Select Mastercard® (opens in a new tab)View issuer terms for Choice Privileges® Select Mastercard® (opens in a new tab)

    Choice Privileges® Select Mastercard®

    Apply Now for Choice Privileges® Select Mastercard® (opens in a new tab)

    You will leave this site for the issuer’s page. Confirm current terms there.

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    Recommended credit
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    Intro APR
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