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Choice Rewards World Mastercard® card

Choice Rewards World Mastercard®

By the Best Credit Cards Guide editorial team · Information from the original card page, updated May 28, 2025

Annual fee
None
Recommended credit
Excellent / Good
Card network
Mastercard
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Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.

At a glance

The Choice Rewards World Mastercard® from First Tech Federal Credit Union offers cardholders a range of benefits. There are no annual fees and no fees on many common transactions. Additionally, cardholders can earn double rewards points on many types of purchases and 20,000-point bonus within the first 60 days of opening an account. Find out more about this card’s attractive features below.

Our review of the Choice Rewards World Mastercard®

The Choice Rewards World Mastercard® is a top-tier credit card that offers a wide range of benefits to cardholders. With a competitive interest rate and no annual fees, foreign transaction fees, cash advance fees, or balance transfer fees, this card stands out from the competition. Additionally, cardholders can take advantage of a 0% introductory APR on balance transfers, making it a great option for those looking to save money on interest.

Key Features

  • No annual fee
  • No fees for foreign transactions, cash advances, or balance transfers
  • 0% introductory APR on balance transfers
  • Double points on select purchase categories
  • 20,000 bonus points for new cardholders
  • Competitive interest rates

Why Choose the Choice Rewards World Mastercard®?

The Choice Rewards World Mastercard® is an excellent choice for those looking for a credit card with no fees and a straightforward rewards program. With double points on select purchase categories and a generous bonus points offer for new cardholders, this card offers great value. Additionally, the competitive interest rates make it a smart choice for those looking to save money on interest charges. Consider applying for the Choice Rewards World Mastercard® today to start earning rewards on your everyday purchases.

Card features

Benefits as listed on the original card page. They can change; confirm details with the issuer.

  • 0% Introductory APR on balance transfers for the first 12 months
  • No annual fee
  • No fees on foreign transactions, cash advances, and balance transfers
  • Earn 20,000 bonus points when you spend $3,000 in the first 60 days

Who this card may suit

  • You want a credit card that offers rewards points that never expire
  • You want to earn 20,000 bonus points when you spend $3,000 in the first 60 days
  • You don’t want to pay an annual fee or fees on foreign transactions, balance transfers, or cash advances
  • You want 0% introductory APR for balance transfers for 12 months

Rates, fees and terms

Rates, fees and terms as listed on the original card page (updated May 28, 2025). Confirm current terms on the issuer’s site.
Annual FeeNone
Intro Balance Transfer APR0% for 12 months from account opening date
Balance Transfer APR13.25% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR14.25% to 18.00% variable based on creditworthiness and the Prime Rate
Late Payment Penalty Fee: Up to $25
Return Payment Penalty FeeUp to $25

Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.

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Choice Rewards World Mastercard®

Apply Now for Choice Rewards World Mastercard® (opens in a new tab)

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