Mini World Mastercard: Big On Rewards
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 12 months from account opening date
At a glance
The Mini World Mastercard is a versatile auto and gas rewards credit card for the Mini enthusiast. The card earns an impressive 4X points on Mini purchases, 3X points on gas, and 2X on dining – all for no annual fee. The card also benefits from a lengthy 0% introductory APR period on both purchases and balance transfers.
Our review of the Mini World Mastercard
Looking for a credit card that rewards you for your Mini purchases? Look no further than the Mini Mastercard from U.S. Bank and Elan Financial Services. With enhanced points earning on Mini purchases, as well as gas station and dining purchases, this card packs a punch – all with no annual fee.
Decent Introductory Bonuses
New cardholders can take advantage of two great introductory offers: a 0% introductory APR on purchases and balance transfers for the first 12 billing cycles, and 5,000 bonus points after spending $500 on purchases within the first 90 days of opening an account. The 5,000 bonus Mini Rewards Points can go a long way, especially with redemptions for Mini purchases offering a 25% bonus.
How to Earn Rewards
Earn 4X points on Mini dealership purchases and service transactions, 3X points on gas station purchases, and 2X points on restaurant purchases. All other purchases earn a flat rate of 1X points per dollar spent.
How to Redeem Mini Rewards Points
Mini Rewards Points can be redeemed for Mini purchases, Mini dealership services, travel, cash back, merchandise, and more. Points applied to Mini purchases and services offer the best redemption value, with a 25% bonus. Other redemption options are also available, providing cardholders with flexibility.
Other Important Features
As a World Mastercard product, the Mini Mastercard comes with enhanced benefits such as zero liability protection, airport concierge, ID theft protection, and more. Cardholders also enjoy EMV chip technology, mobile wallet compatibility, and a convenient mobile app for easy point redemption.
Should You Apply for the Mini World Mastercard?
If you’re a Mini owner or enthusiast, the Mini Mastercard is a great choice. With bonus points on Mini purchases, gas stations, and dining, this card is tailored to Mini lovers. The 25% reward bonus on Mini purchases and no annual fee make it a valuable addition to your wallet.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn up to 4X points per $1 on eligible purchases
- 0% introductory APR on purchases and balance transfers for 12 months
- No annual fee
- Get 25% more value on your rewards when you redeem points for a MINI Rewards Card
- Redeem points for travel, merchandise, cash back, or a loan/lease payment
Who this card may suit
- You own a Mini vehicle or are thinking about purchasing one soon
- You prefer to use rewards points for vehicle maintenance, upgrades, or branded accessories
- You spend heavily on gas station purchases
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 12 months from account opening date |
| Regular Purchase APR | 20.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months on transfers made within 30 days from account opening date |
| Balance Transfer APR | 20.49% to 29.49% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | Up to 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Mini World Mastercard
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