
Chrysler DrivePlus Mastercard®
- Annual fee
- None
- Recommended credit
- Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 6 months from the transaction date for eligible purchases
At a glance
The Chrysler DrivePlus Mastercard® is a perks-friendly co-branded auto rewards card made for owners of Chrysler cars. Offering appealing introductory promotions as well as continuous rewards, it’s an easy contender for the title of daily credit card
Our review of the Chrysler DrivePlus Mastercard®
If you’re considering the Chrysler DrivePlus Mastercard®, you’re in for some great rewards. As a new cardholder, you’ll receive a $100 statement credit just for making your first purchase. Additionally, you can earn a $1,000 bonus certificate if your purchases total at least $7,500 in your first year.
How to Earn Cash Back with the Chrysler DrivePlus Card
Earning rewards with the Chrysler DrivePlus Card is simple. You’ll get 5% back at the dealership, 2% back on gas and travel purchases, and 1% back on all other purchases. Here are some of the bonus categories where you can earn 2% back:
- Local public transportation services
- Tours, charters, and buses
- Timeshares
- Tolls
- Passenger trains
- Cruise lines
- Airlines
- Lodging, including hotels, motels, bed & breakfasts
- Taxis and limousines
- Car rental companies
- Travel agencies and tour operators
How to Redeem DrivePlus Rewards Points
You can redeem DrivePlus Rewards Points for cash back, travel, or gift cards at a value of $0.01 per point. Points expire after seven years, so make sure to use them before then.
Amount Spent (at Dealership) | Points Earned (%) | Point Value when Redeemed at Dealership | Point Value When NOT Redeemed at Dealership
— | — | — | —
$100 | 5 | $0.01 | $0.05
$500 | 25 | $0.50 | $0.25
$750 | 37.5 | $0.75 | $0.37
$1,000 | 50 | $1 | $0.5
Auto Rewards Card Comparisons
Here’s how the DrivePlus Card compares to two competitors:
- My GM Rewards® Mastercard®
- Toyota Rewards Visa®
| Rewards | My GM Rewards® Mastercard® | DrivePlus Mastercard® | Toyota Rewards Visa® |
|---|---|---|---|
| Earn up to | 7X points on GM purchases | 5% back on FCA US purchases | 3X points at Toyota dealerships |
| Welcome bonus | 15,000 points and 0% intro APR offer | $100 back after spending $1,000 in first 90 days | N/A |
Other Card Features
The Chrysler DrivePlus Mastercard® offers some additional benefits to cardholders, including:
- Introductory 0% APR financing on purchases over $499 at FCA US dealerships
- EMV chip and pin technology for added security
- Mobile wallet connectivity with Apple Pay and Google Pay
- Mastercard Platinum features like Zero Liability Protection, Mastercard Global Services, and ID Theft Protection
Should You Apply for the Chrysler DrivePlus Mastercard?
If you’re a frequent traveler or enjoy working on your vehicle, the Chrysler DrivePlus Mastercard is a great choice. With 5% back on dealership purchases, 2% back on gas and travel, and exclusive benefits like a 0% intro APR, this card packs a punch for both everyday expenses and road trips. Apply today and start earning rewards with every purchase.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
- Redeem rewards for double the value at FCA US dealerships
- 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
- When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle
Who this card may suit
- You own a Chrysler vehicle
- You frequently make vehicle-related purchases
- You regularly make FCA US dealership purchases (FIAT, Chrysler, Dodge, Jeep, Ram, SRT)
- You plan to make daily purchases with your credit card
- You want special financing on select Chrysler and FCA dealership purchases of $499+ (on qualifying purchases for six billing cycles)
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from the transaction date for eligible purchases |
| Regular Purchase APR | 21.24% to 30.24% variable based on creditworthiness and Prime Rate |
| Balance Transfer APR | 21.24% to 30.24% variable based on creditworthiness and Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | : Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Good Credit.
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Chrysler DrivePlus Mastercard®
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