Ram DrivePlus Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 6 months from the transaction date for eligible purchases
At a glance
The Ram DrivePlus Mastercard is a co-branded auto rewards and cash back credit card from Dodge and First Bankcard, the credit card division of First National Bank of Omaha. The card is a versatile tool for those who love to work on their vehicle and travel, as it earns 5% cash back at any FCA US dealership in the United States, plus 2% back on gas and travel purchases.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
- Redeem rewards for double the value at FCA US dealerships
- 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
- When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle
Who this card may suit
- You love to work on your vehicle and want to earn rewards towards free parts
- You love to travel and want to apply your rewards towards a new vehicle
- You prefer FCA vehicles (Chrysler, Dodge, Jeep, Ram, Fiat)
- You do't want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 6 months from the transaction date for eligible purchases |
| Regular Purchase APR | 21.24% to 30.24% variable based on creditworthiness and Prime Rate |
| Balance Transfer APR | 21.24% to 30.24% variable based on creditworthiness and Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Ram DrivePlus Mastercard®
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