Citi Custom Cash℠ Card
- Annual fee
- $0
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 15 months on Purchases
At a glance
The Citi Custom Cash? Card is a generous cash back credit card that offers up to 5% back on eligible purchases. The card, from Citi, does not charge an annual fee and rewards 5% back on the top spending category each month, with options including transit, travel, gas, groceries, dining, and more.
Our review of the Citi Custom Cash℠ Card
Top-ranked Credit Card Expert
Are you looking for a credit card expert to help you make informed decisions about your finances? Look no further! Our team of experts is here to provide you with the most up-to-date information on credit cards and how they can benefit you. With our knowledge and expertise, we can help you find the perfect credit card to suit your needs. Contact us today to speak with a credit card expert and take control of your financial future!
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
Who this card may suit
- You want to earn 5% back but do't want quarterly categories
- You plan on spending $1,500 within the first 90 days
- You have a large purchase in mind that you want to pay down over time
- You plan on transferring an existing balance within the first four months
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | $0 |
|---|---|
| Intro Purchase APR | 0% for 15 months on Purchases |
| Regular Purchase APR | 18.99% - 28.99% (Variable) |
| Intro Balance Transfer APR | 0% for 15 months on Balance Transfers |
| Balance Transfer APR | 18.99% - 28.99% (Variable) |
| Balance Transfer Transaction Fee | 5% of each balance transfer; $5 minimum. |
| Cash Advance APR | 29.99% (Variable) |
| Cash Advance Transaction Fee | 5% of each cash advance; $10 minimum |
| Foreign Transaction Fee | 3% |
| Penalty APR | Up to 29.99% (Variable) |
| Late Payment Penalty Fee | Up to $41 |
| Return Payment Penalty Fee | Up to $41 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
Apply Now for Citi Custom Cash℠ Card (opens in a new tab)View issuer terms for Citi Custom Cash℠ Card (opens in a new tab)
Citi Custom Cash℠ Card
Apply Now for Citi Custom Cash℠ Card (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
Similar cards
Chase Freedom Unlimited®
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth…
- Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards…
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from account opening date
Discover it® Chrome Gas & Restaurants
- 2% cash back at gas stations and restaurants on up to $1,000 per quarter
- 1% cash back on all other purchases
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 15 months from date of account opening
Blue Cash Preferred® Card from American Express
- Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Annual fee
- $0 for the first year. Then $95
- Recommended credit
- Excellent / Good
- Intro APR
- 0% for 12 months from account opening date