Credit One Bank® Platinum Visa® for Rebuilding Credit
- Annual fee
- $75 for the first year. After that, $99 annually (Billed at $8.25 per month)
- Recommended credit
- Fair / Poor
- Card network
- Visa
- Regular purchase APR
- 28.99% variable based on the Prime Rate
At a glance
The Credit One Bank® Platinum Visa® for Rebuilding Credit is a credit rebuilder card from Credit One Bank. It earns 1% cash back rewards on eligible gas and grocery purchases, as well as on mobile phone service, internet, cable and satellite TV services purchases (terms apply). The card has a variable annual fee of $75 to $99, depending on the creditworthiness of the applicant.
Our review of the Credit One Bank® Platinum Visa® for Rebuilding Credit
If you’re looking to rebuild your credit, the Credit One Bank® Platinum Visa® for Rebuilding Credit is a great option to consider. With a flat-rate 1% cash back rewards on eligible purchases, this card offers a simple way to earn rewards on everyday expenses like gas, groceries, and phone and internet bills. Plus, with the opportunity to receive credit line increases, this card can help you improve your credit utilization and boost your credit score over time.
With annual fees that vary based on creditworthiness and additional features like Visa Zero Fraud Liability and free online access to your Experian credit score each month, the Credit One Bank® Platinum Visa® for Rebuilding Credit offers a solid option for those looking to rebuild their credit responsibly. Plus, the ability to choose your payment due date can help ensure that you never miss a payment.
Overall, if you’re looking for a credit card to help you rebuild your credit without high annual fees or predatory practices, the Credit One Bank® Platinum Visa® for Rebuilding Credit is worth considering. With its cash back rewards and other benefits, this card can be a valuable tool in your journey to improve your credit score.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- See if you Pre-Qualify without harming your credit score
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase opportunities
- Looking to rebuild credit? We report to the major credit bureaus monthly
- View your free online access to your Experian credit score, terms apply
- This unsecured card requires no deposit and can help build your credit
- Choose your monthly payment due date for added convenience, terms apply
- Never miss an account update with customizable text and email alerts
- Manage your account on-the-go with the Credit One Bank mobile app
- Show off your personality by selecting from a variety of card designs, a fee may apply
Who this card may suit
- You're looking to rebuild your credit with responsible use of a new credit card
- You have been turned down for a credit card by other lenders
- You want to earn a flat-rate 1% cash back rewards on every purchase
Rates, fees and terms
| Annual Fee | $75 for the first year. After that, $99 annually (Billed at $8.25 per month) |
|---|---|
| Regular Purchase APR | 28.99% variable based on the Prime Rate |
| Cash Advance APR | 28.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $5 or 8% of the amount of each Cash Advance, whichever is greater |
| Foreign Transaction Fee | Either $1 or 3% of each purchase in U.S. dollars, whichever is greater |
| Late Payment Penalty Fee | Up to $39 (terms apply) |
| Return Payment Penalty Fee | Up to $39 (terms apply) |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Fair Credit Poor Credit.
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Credit One Bank® Platinum Visa® for Rebuilding Credit
Apply Now for Credit One Bank® Platinum Visa® for Rebuilding Credit (opens in a new tab)You will leave this site for the issuer’s page. Confirm current terms there.
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