Delta SkyMiles® Gold American Express Card
- Annual fee
- $0 for the first year, then $99
- Recommended credit
- Excellent / Good
- Card network
- American Express
- Regular purchase APR
- 20.99% to 29.99% variable based on creditworthiness and the Prime Rate
Check before you apply: the rates, fees and offers on this page are as listed on the original card page (updated May 28, 2025) and may have changed. Confirm current terms on the issuer’s website. Best Credit Cards Guide may be compensated by some issuers; see our Advertiser Disclosure.
At a glance
Featuring a sizable introductory bonus and convenient perks that frequent travelers adore like priority boarding and a free first checked bag, the Delta SkyMiles® Gold American Express Card is a solid travel partner for loyal Delta flyers.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months
- Enjoy a $0 introductory Annual Fee for the first year, then $99
- Enjoy your first checked bag free on Delta flights
- Cardmembers can get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases
- $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel
- Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card
- No Foreign Transaction Fees
- With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today
Who this card may suit
- You want to earn 2X miles on Delta purchases
- You are interested in earning 2X miles at supermarkets in the U.S. and on dining worldwide, including takeout and delivery in the U.S.
- You are interested in earning 2X miles at supermarkets in the U.S. and on dining worldwide, including takeout and delivery in the U.S.
- You don’t want to pay foreign transaction fees while you travel with your airline rewards card
Rates, fees and terms
| Annual Fee | $0 for the first year, then $99 |
|---|---|
| Regular Purchase APR | 20.99% to 29.99% variable based on creditworthiness and the Prime Rate |
| Cash Advance APR | 29.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Penalty APR | 29.99% variable based on the Prime Rate |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $40 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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