Ducks Unlimited Visa®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Visa
- Regular purchase APR
- 27.49% variable based on the Prime Rate
At a glance
Ducks Unlimited is the largest nonprofit waterfowl protection organization in the world, and the Ducks Unlimited Visa® is a credit card that not only saves wetlands with every purchase but also earns solid cash back rewards with every purchase.
Our review of the Ducks Unlimited Visa®
The Ducks Unlimited Visa® Card is a top-tier cash back rewards card offered by Ducks Unlimited and First Bankcard, the credit card division of First National Bank of Omaha.
Cash Back on Every Purchase
With an impressive 1.5% cash back on all purchases, the Ducks Unlimited Visa® Card is a favorite among outdoor enthusiasts. Whether stocking up on camping gear or fishing supplies, cardholders can earn rewards while pursuing their outdoor passions. The card’s unlimited cash back potential sets it apart from competitors like the Chase Freedom Unlimited and the American Express Cash Magnet.
How to Redeem Cash Back Rewards
While earning 1.5% cash back is enticing, redeeming rewards can be a bit tricky. First Bankcard offers three redemption options: statement credits, direct deposits, or physical checks. However, rewards must be redeemed in set denominations, starting at $25. This can complicate the redemption process for cardholders.
Help Protect the Wetlands Every Time You Use the Card
A standout feature of the Ducks Unlimited Visa® Card is its commitment to wetlands conservation. With every swipe, a portion of the purchase goes towards preserving wetlands in North America. Cardholders can support conservation efforts while earning rewards.
Things to Consider Before Applying
While the card lacks signup bonuses and introductory interest rates, its 3% foreign transaction fee may deter international travelers. Additionally, the high fixed APR on purchases and balance transfers may not be ideal for those carrying a balance.
Should You Apply for the Ducks Unlimited Visa® Card?
Overall, the Ducks Unlimited Visa® Card is a solid choice for outdoor enthusiasts looking to earn rewards while supporting conservation efforts. With no annual fee and a competitive cash back rate, it’s a valuable option for those who prioritize sustainability and nature preservation in their spending habits.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Earn Unlimited 1.5% cash back on everyday purchases
- Earn cash back everywhere Visa is accepted
- A portion of every purchase goes towards wetlands conservation efforts
Who this card may suit
- You enjoy earning a flat-rate 1.5% back on every purchase
- You want to preserve endangered wetlands with every purchase
- You want a rewards card with no annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Regular Purchase APR | 27.49% variable based on the Prime Rate |
| Balance Transfer APR | 27.49% variable based on the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 29.74% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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Ducks Unlimited Visa®
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