First Bank Maximum Rewards® World Mastercard®
- Annual fee
- None
- Recommended credit
- Excellent / Good
- Card network
- Mastercard
- Intro purchase APR
- 0% for 12 months
At a glance
The First Bank Maximum Rewards® World Mastercard® provides unlimited 1.5% cash back, a $30 cash back welcome bonus, and two lengthy 0% APR periods – all for no annual fee. The card from First Bank is available to customers in Missouri, California, Illinois, and Kansas.
Our review of the First Bank Maximum Rewards® World Mastercard®
Looking for a credit card expert’s review of the First Bank Maximum Rewards® World Mastercard®? Look no further! In this comprehensive review, we will break down all the key features, benefits, and drawbacks of this popular credit card.
The First Bank Maximum Rewards® World Mastercard® is a top-tier credit card that offers a wide range of benefits for cardholders. With generous rewards programs, competitive interest rates, and exclusive perks, this credit card is a great option for those looking to maximize their spending power.
Some of the key features of the First Bank Maximum Rewards® World Mastercard® include:
- Earn unlimited rewards on every purchase
- No annual fee
- Competitive interest rates
- Travel and purchase protection benefits
- Flexible redemption options
While the First Bank Maximum Rewards® World Mastercard® has many great features, it’s important to note that there may be some drawbacks as well. For example, the rewards program may have limitations on certain types of purchases, and the interest rates can be higher than other credit cards.
Overall, the First Bank Maximum Rewards® World Mastercard® is a solid choice for those looking for a credit card with generous rewards and exclusive benefits. Be sure to read the full terms and conditions before applying to ensure this card is the right fit for your financial needs.
Card features
Benefits as listed on the original card page. They can change; confirm details with the issuer.
- No annual fee
- Unlimited 1.5% cash back on every purchase
- 0% Intro APR for the first 12 months on purchases and balance transfers
- Redeem points for cash, travel, and more
Who this card may suit
- You want a simple cash back rewards credit card
- You have a balance you want to pay down over the course of a year
- You don’t want to pay an annual fee
Rates, fees and terms
| Annual Fee | None |
|---|---|
| Intro Purchase APR | 0% for 12 months |
| Regular Purchase APR | 19.99% to 25.99% variable based on creditworthiness and the Prime Rate |
| Intro Balance Transfer APR | 0% for 12 months |
| Balance Transfer APR | 19.99% to 25.99% variable based on creditworthiness and the Prime Rate |
| Balance Transfer Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance APR | 28.99% variable based on the Prime Rate |
| Cash Advance Transaction Fee | Either $10 or 5% of the amount of each transfer, whichever is greater |
| Foreign Transaction Fee | 3% of the transaction amount in U.S. dollars |
| Late Payment Penalty Fee | Up to $40 |
| Return Payment Penalty Fee | Up to $35 |
Confirm before you apply: rates, fees and offers change often. The figures above are the ones listed on the original card page, not a current quote from the issuer. APRs are typically variable, and the rate you receive depends on your creditworthiness. Recommended credit: Excellent Credit Good Credit.
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First Bank Maximum Rewards® World Mastercard®
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